Halifax loan with PPI

di3004

muay wrote: »

Well well just about dot on 40 days and my DSAR is here :T. But i have no idea what to look for .
Any help out there,
Thank you.

Hi hun
Start by digging out any information in regards of PPI, out all that together, and if you've no telephone recordings disc, check out the telephone transcripst, for dates, times and conversations.

You should have been given abbreviations for codes etc which should give you meanings, such as DD for Direct debit and things like that.

If there is anything with PPI this may come useful to support your case if required.;)

muay

Hi thanks for getting back to me,i can not see anything about PPI i can see where the loans have gone into my account (i can not believe that gave me 3 loans when i was living at home).There is nothing about phone calls, i did not get my loans over phone so maybe thats why.Maybe i am wrong about having ppi?
thanks.

AverageJoe_4

muay wrote: »

Hi thanks for getting back to me,i can not see anything about PPI i can see where the loans have gone into my account (i can not believe that gave me 3 loans when i was living at home).There is nothing about phone calls, i did not get my loans over phone so maybe thats why.Maybe i am wrong about having ppi?
thanks.

HLFX Stitched me up on loans and CC when I refuded the PPI, I found out that I was actually paying it! It was not on statements but lawyers can find other papers if you are unsure how to proceed - better than getting nothing at all..

If all your records are lost the SAR request might fail if the account is now closed down cos of BR - by that I mean, they banks may have eliminated your paperwork as it was all "over"... not sure - but you should be able to find some info on your payments from Credit Ref agencies on it - see what they have and see what u can work with, the bank wil only ever give you what they know YOU KNOW they have to - if u get me..

AJ