We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Problems with L&C?

2

Comments

  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    A good argument for face to face consultations I think.

    Andy
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Also for the recommendation of a particular adviser, rather than a firm, as I assume that whilst they have a set down "sales process" - within a firm of advisers some advisers will be better than others
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • dawny10
    dawny10 Posts: 244 Forumite
    I had to wait a while for my stuff to come through from L&C, though to be fair apparently the adviser had been off sick. When I phoned up to chase it they couldn't find my details on the system so tried to tell me I would have to go through all the questions again! I did receive it after about 5 days.

    He did send me the wrong KFI though, and it took another few days to get the correct one emailed through.
  • Crikey, it's been a long time since I've been here - good to see some of the old faces are still here, and that the quality of people posting is still excellent.

    Most of you probably won't remember me, as other comittments have meant I am unable to visit this board as often as I like. I work for L&C, and should be able to deal with any problems you have regarding contact - drop me a pm and I will sort something out.

    All I can do is apologise, the fact that we are incredibly busy is no excuse. We always try and contact people as soon as we can - but at the moment we really are experiencing huge demand - if I can do anything to help then,as I say, don't hesitate to contact me personally.

    MortgageMamma (I'm not related to you am I ?), I have no hesitation in recommending people use local brokers - the last thing we at L&C want is to be a monoply - we think there is room for everyone...

    Anyway, I'll keep my eye on things - drop me a pm if I can help, and again, I can't apologise enough
    I work for a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    ( I have ammeded this signature slightly, as I do not actively provide mortgage advice. However, I support and adhere to the moneysavingexpert mortgage broker code of conduct)
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    I was told to remove my link from my signature
  • Apologies, it's now gone - you'll have to show us old timers a bit of patience :)
    I work for a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    ( I have ammeded this signature slightly, as I do not actively provide mortgage advice. However, I support and adhere to the moneysavingexpert mortgage broker code of conduct)
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hiya MM

    did someone give you a nod that all was not well ?
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • yeah someone mentioned it - just thought I may be able to help a few people out.

    Good to see that you're still here...!

    There's a lot to read on that other post, I'll get back to you...
    I work for a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    ( I have ammeded this signature slightly, as I do not actively provide mortgage advice. However, I support and adhere to the moneysavingexpert mortgage broker code of conduct)
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yeah someone mentioned it - just thought I may be able to help a few people out.

    Good to see that you're still here...!

    in body more than mind


    have you seen http://forums.moneysavingexpert.com...81&page=1&pp=20

    any thoughts
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • Oh yes- Ding Ding round 2!!!!! ;)
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.