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what bank charges can i claim for?
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matt_mundy
Posts: 3 Newbie
If anyone can help me i would apreciate it hugely! i have been charged the following charges
:- overdraft usage fees
unpaid standing order fees
overdraft excess fees
unpaid direct debit fees
unpaid loan fees
unpaid cheque fees
unplanned overdraft fees
returned direct debit fees
does anyone know exactly what i can claim back? PLEASE HELP
MANY THANKS
:- overdraft usage fees
unpaid standing order fees
overdraft excess fees
unpaid direct debit fees
unpaid loan fees
unpaid cheque fees
unplanned overdraft fees
returned direct debit fees
does anyone know exactly what i can claim back? PLEASE HELP
MANY THANKS
0
Comments
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matt_mundy wrote: »If anyone can help me i would apreciate it hugely! i have been charged the following charges
:- overdraft usage fees
unpaid standing order fees
overdraft excess fees
unpaid direct debit fees
unpaid loan fees
unpaid cheque fees
unplanned overdraft fees
returned direct debit fees
does anyone know exactly what i can claim back? PLEASE HELP
MANY THANKS
i believe its all of them but at the moment you cant claim them back unless your in real hardship as theres been a stop put on claims by the high court while the banks appeal the original deciscion unfortunatly some banks are using this to advantage and charging well over the stated 35 pound charges mapped out in the terms and conditions you can put the claim in but dont expect them to do anything for 6 months or moreReplies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you0 -
thankyou for your help james ! Im in hardship as the bank i owe these charges to want to take me to court to get this money! IT SEEMS VERY WRONG THAT THE MONEY THEY WANT TO TAKE ME TO COURT OVER WAS UNFAIR BANK CHARGES! ANY ADVICE?0
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matt_mundy wrote: »thankyou for your help james ! Im in hardship as the bank i owe these charges to want to take me to court to get this money! IT SEEMS VERY WRONG THAT THE MONEY THEY WANT TO TAKE ME TO COURT OVER WAS UNFAIR BANK CHARGES! ANY ADVICE?
im not sure that counts under the hardship if you have alook under here http://www.moneysavingexpert.com/reclaim/oft-bank-charges#hardship
it explains the whole thing to you how long ahve you had them outstanding because it would take them a while to take you to court they have to send it to a debt collection agency firstReplies to posts are always welcome, If I have made a mistake in the post, I am human, tell me nicely and it will be corrected. If your reply cannot be nice, has an underlying issue, or you believe that you are God, please post in another forum. Thank you0 -
thanks for your help james0
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matt_mundy wrote: »thankyou for your help james ! Im in hardship as the bank i owe these charges to want to take me to court to get this money! IT SEEMS VERY WRONG THAT THE MONEY THEY WANT TO TAKE ME TO COURT OVER WAS UNFAIR BANK CHARGES! ANY ADVICE?0
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