The Fabulous February Nsd Challenge

Jacks_xxx

Lula-Hula wrote: »

One of the wisest things I ever read on here was by Jacks xxx :A saying that a person had x amount to pay out on essentials ( ie mortgage, council tax etc) & that it was entirely up to them how they spent the remaining x amount.

Aww honey I feel very wise right now (grasshopper. )

I feel compelled to point out that I was well into my thirties and very very deep in debt doo doo when I (finally:o ) had this epiphany. :rolleyes:

It was all part of realising that we were in control of our finances - and not the banks or credit companies.

First of all it was hard, because we realised we'd made a lot of possibly unwise choices. :eek:

But ultimately it was a good thing to be in control, cos then we realised that we were not helpless. We could make changes. We could improve.

It might be cos I'm a self confessed control freak, but it makes me feel better to know that the spending decisions I make on a daily basis make a difference.

We're *this close* to being debt free almost exactly two and half years after my LBM and that's due in no small measure to this board and the blummen incredible DFWs who post on it.

I really wish I'd made a word document of all the really helpful things that I've read on here. All of MSE is fab, but DFW is a truly remarkable place.

God. What's with me and the early morning essays this week?!

My mum is having her op this morning so this beats pacing up and down the hallway I guess.

I've had 4 NSDs so far this month but today is going to be a spend day cos I'll pick up some magazines for Mum.

I expect she'll be woozy all day today but once she "comes to" a bit it won't be long before she's bored out of her skull stuck in a hospital bed.

Have a great day guys!

Love Jacks xxx


PS Mum and I have front row tickets at a John Barrowman gig in May and we're both expecting it! :rotfl:

cat_lady_4

yesterday was my first nsd, as i have been away most of the week. thanks to all the inspiring people who are helping me take control! Today i am making a birthday present for friends birthday, instead of buying her something, which i would never have thought of before i began this journey.

prophecy_grrl

Hi can I join again this month please? I managed 10 NSDs last month, am going to go for 10 NSD again for Feb please - have had 2 so far :A

Cheers

Horace

Another one for me today - I was going out for a newspaper but as my uveitis has flared up again and the sun is out and the snow is gleaming brightly, I am lurking in darkened rooms:rolleyes:

Spendaholic_Chick

NOt gonna be a NSD for me today, but I ain't sad as I'm going to meet an old school friend I recently got back in touch with (God bless the interweb!) so it will be money well spent!

Mrs_Money_Penny

No spend day yesterday and today due to snow!

Lula-Hula

Afternoon all,

propehcy-grrrl - you're on the front page :eek:

Jacks xxx - hope all goes well for your mum - sending some positive vibes your way :heart2:

Bowski - you're doing brilliantly - not that long ago you were spending everyday & :j to having half term sorted.

Slowlyfading - amazing what can be achieved with a little foresight eh :rolleyes:

I think I'm having one today ... DD having a friend round to play this afternoon but have a huge stack of hobnobs & stuff to make choc krispies if necessary so they can stay in, keep warm & not cost me a penny

[Deleted User]

NSD 3 of the month!! Only 11 to go

JesaRose

Spend day for me today as I have been shopping in the charity shops and bought myself a new dress on the high street too

stitching_witch

NSD number three for me today and hopefully number four tomorrow!