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Argos Additions

soggywoo
soggywoo Posts: 7 Forumite
in Debt-free wannabe
I have got an Argos account. I still have £550.00 to @ 44.09%. I asked them for a copy of my credit agreement. I have just got a letter back today to say that they have lost it. What can I do now. Please help me.

Thanks
Tina

Comments

  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    Well i guess that depends... technically you could tell them the debt is unenforcable if they can't provice you the with CCA - however if you don't pay they can put a default on your account and then you can fight them to have it taken off...
    MY advice (and I know some people will disagree ;) ) is to point out to them you are aware of your rights etc and therefor you would like them to meet you half way: You will pay back the amount you owe but they will stop and take off any interest :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • VfM4meplse
    VfM4meplse Posts: 34,269 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    soggywoo wrote: »
    I still have £550.00 to @ 44.09%.

    This is a shocking rate. If GB wanted to help the economy, he'd stop the vultures preying and tighten up the criteria for lending.
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy :D...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!
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