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Charging Order Hearing!
Comments
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I mentioned previously about your defective default notice, may I confirm with you, you know what I mean by defective?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I mentioned previously about your defective default notice, may I confirm with you, you know what I mean by defective?
I really don't know much at all! Could this be mentioned in the hearing or would I have to fill in the forms for a set aside? I assume by defective you meant there is an error? though I haven't a clue!Life is like a camera... Focus on what's important, Capture the good times, Develop from the negatives, and if things don't work out Take another shot.0 -
Yes, but you'll need to provide evidence.Could this be mentioned in the hearing?
You will still have to complete an N244 for it to be set aside.or would I have to fill in the forms for a set aside? ?
Yes, the creditor has breached legislation, therefore cannot commence legal action.I assume by defective you meant there is an error?
However, they will continue down the road they're on if not stopped and challenged.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Yes, but you'll need to provide evidence.
Would this be the default notice and the final demand?
Could you explain how they are defective or point me in the direction of somewhere I can, please?
I am going to ring CCCS on Monday, so I will mention this this to them, maybe they will be able to help too.Life is like a camera... Focus on what's important, Capture the good times, Develop from the negatives, and if things don't work out Take another shot.0 -
Well.... I did ring CCCS and they were not that helpful! I mentioned about the set aside and he said thats in extreme circumstances. I don't feel that I know enough about this to question anyone!:o They said the charge is more likely than not to be added!!! Unless their Representative didn't turn up.
They were right! :mad:
We had the hearing today and there was nothing we could do! They did stress that NR would not go for an order of sale so long as we keep up the DMP payment. I'm just about to ring to get this in writng.
Now only the second NR/Eversheds forthwith Judgement to contend with! Which I'm extremely confused by! We were sent the form in early December and haven't heard anything since! Except for a letter in mid December charging us £60 for entering into an IVA (which wasn't even accepted!) I'm a bit worried because we didn't reply to this in error!!
The lady from CCCs says we need to send a N245 form and a £35 admin charge! I guess I better make this weeks grocery last a bit longer! :rolleyes:Life is like a camera... Focus on what's important, Capture the good times, Develop from the negatives, and if things don't work out Take another shot.0 -
Tasha
Can you read the stickie at the top pof the forum. The OFt want to know about consumer credit secured by charging orders. The deadline is March 30.If you've have not made a mistake, you've made nothing0 -
Thanks RAS, I've just looked in to it. Should I give them all the details like account numbers?? It doesn't really state exactly what to say.Life is like a camera... Focus on what's important, Capture the good times, Develop from the negatives, and if things don't work out Take another shot.0
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No, you only need to give a brief explanition of what action /emotional harassment they created whilst trying to obtain a charging order.Should I give them all the details like account numbers??
It's so long ago, did we wrap this one up tasha?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0
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