RBS card

abwsco

Just been into my local branch and they're plugging their credit card with 9 months @ 0% and no balance transfer fee. I already have a Mastercard with them. Do you think it's worth ringing them to see if they will swop my Mastercard to a Visa to get the 0% deal. The girl at the counter didn't know and she suggested I just apply for another card. Also told her my income was below the £10,000 amount on the form but she also said just to put it as £10,000. Surely that can't be a good idea!! I don't want to be turned dwon for a card as I never have before.

Scooby_Saver_2

I just called my local branch and they want you to come in and collect ,but they agread that they send one to my home address and as long they post back to the branch then the application will go through ok ;-))) thanks been looking for some time a fee free balance trasfer fee

W1zz

Just checked on their web site, and the 'No balance transfer fee' is for RBS Current account holder only isn't it. Non-Current account holders get charged 2% (Min £5, Max £49)

Or is the 'No Transfer Fee' (For non-current account holders) applicable if you apply in store?

Scooby_Saver_2

I got told on the phone fee free as long you apply in-bank hence them advising send the application form back to them for process.

abwsco

I've just checked the paperwork I brought home and there is a 2% fee if you are a non RBS bank account holder.

Verbatim

I was in a Barclays branch today checking on current CC offers. Picked up a leaflet for fee free BT 10 months purchases 3 months. However the offer closes on 15 Feb. Also checked HSBC who said their current 0% BT 9 months will end about then, (sorry forgot the exact date). Neither is any good to me as I'll need new deals in June and September. Have just got a new deal with Lloyds/TSB and managed to up the credit limit from £2k to £12k after many phone calls and sending in bank statements and proof of income. Have a feeling that I read somewhere though that they no longer offer 0% BT with no handling fee. Mine was fee free so maybe I got in just in time.