Best 0% Transfer Card

EDITION

Hi,

I have a £1000 on a card and arround a £1500 overdraft that i want to transfer onto a 0% card.

Not sure how easy the overdraft part is to transfer.......

What is a good card for the above?


Regards

Simon_Preston

Virgin at 16 months 0% on Balance Transfers. As you want to to clear your overdraft you can pay £2500 direct into your current account and then use £1000 to pay off the other card.

kezzae

Hi Ive just taken a Virgin card out to do a balance transfer to. It's 0% for 16 months and I transfered a CC balance , loan and my overdraft onto it by doing a Money balance transfer. The sum gets transfered to your current account, just make sure that you pay everything off and clear it before the 0% deal runs out. Virgin are the only ones who do this I think?? If you've already got an mbna card then they wont accept you. I was really pleased with the service I got........ Good Luck.

mrbigd

kezzae wrote: »

If you've already got an mbna card then they wont accept you. I was really pleased with the service I got........ Good Luck.

Incorrect, you can have more than one MBNA Card, I have 2 so does my Wife, I believe you can have upto 4-5.

zerocool237

kezzae wrote: »

Hi Ive just taken a Virgin card out to do a balance transfer to. It's 0% for 16 months and I transfered a CC balance , loan and my overdraft onto it by doing a Money balance transfer. The sum gets transfered to your current account, just make sure that you pay everything off and clear it before the 0% deal runs out. Virgin are the only ones who do this I think?? If you've already got an mbna card then they wont accept you. I was really pleased with the service I got........ Good Luck.

Kezzae, what kind of credit limit did Virgin give you?

kezzae

Hi Zerocool, Ive got a £2000 limit. Virgin tend to go on income when they decide your limit and also what credit you've already got.

Mr Big, If you've already got an mbna card they won't let you transfer a balance from that to another mbna card eg: Virgin card.

zerocool237

kezzae wrote: »

Hi Zerocool, Ive got a £2000 limit. Virgin tend to go on income when they decide your limit and also what credit you've already got.

:hello:

No to be rude kezzae what is your income and what was your credit and how many cards do you have? I understand if you don't want to give this info out, i'm just trying to work out who are the best at giving larger credit limits.

rodent

mrbigd wrote: »

Incorrect, you can have more than one MBNA Card, I have 2 so does my Wife, I believe you can have upto 4-5.

Make that 10-15 !!!!!!!


The Rodent

clio

No links mr B: