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home insurance - who only asks for 3 years history?
latecomer
Posts: 4,332 Forumite
I'm looking for insurers who only ask about claims in the last 3 years for home insuracnee if anyone knows any?
Reason is that we had a rather bad run of luck between our 2 flats and got flooded by the people upstairs 4 times in a relatively short period which has left us with some real problems getting good quotes for insurance despite now living in a detached bungalow. Most (possibly all now) of these claims were between 3 and 5 years ago and hence it makes a huge difference if they only ask if you any claims in the last 3 years instead of 5.
I know we can go through the search engines to get a general idea but having to add claims makes it considerably more time consuming to get to a real quote.
thanks in advace
Reason is that we had a rather bad run of luck between our 2 flats and got flooded by the people upstairs 4 times in a relatively short period which has left us with some real problems getting good quotes for insurance despite now living in a detached bungalow. Most (possibly all now) of these claims were between 3 and 5 years ago and hence it makes a huge difference if they only ask if you any claims in the last 3 years instead of 5.
I know we can go through the search engines to get a general idea but having to add claims makes it considerably more time consuming to get to a real quote.
thanks in advace
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Comments
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Try Legal & General.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as advice.0
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thanks for that. Not getting a good price from them. Its looking like I'll need to get the dates of the claims and try again tomorrow.0
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Just in case anyone else is wondering - direct line also only ask about any claims in the last 3 years.0
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nationwide only ask for 3, i was annoyed as I have more and only rang them today so should be accurate!
Editted to say - quote was rubbish though!Riding out the receession.........0
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