Defaults in Credit History while in Trust Deed

debadzuk79

Hi,

Just looked at my credit report and it has a default for the last 3 months for a sum of £452 that is protected in my Trust Deed.

A company called Arrow Global Ltd have bought my old debt with Orange so I believe and are defaulting my credit report. Apart from this I have no other defaults in the last 36 months and am due to come out of my Trust Deed this month.

The question is why are they doing this now. I have had no phonecalls from them for the last 7 months. I phoned them and they said they will keep putting defaults on the file untill I come out of my Trust Deed. Will they then be cleared? They have a copy of the deed but say the account is still active while the deed is!

Hope I am making sense. No other company has put defaults on my file. Will this affect my chances of getting a mortgage in future or will they be removed when I am finished in the deed?

How can I rebuild my credit history once out of the Trust Deed and how long will it take?

Thanks for any help.

fermi

The same principles apply to defaults and dates as in this thread.

http://forums.moneysavingexpert.com/showthread.html?t=1286063

If in doubt, contact the ICO.