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U switch guaranteed 10% cheaper not true

Hello this is my first posting.

I have today got a comparison quote from U Switch regarding home insurance, on their homepage they will guarantee to beat any home insurance by 10% like for like, i had a renewal of £178.78 from only insurance all singing all dancing policy with voluntary excess £0 and compulsory £50 now u switch came up with £207.73 so i rang them as it says and when the person went through the details the policy i am actually being covered for much more than uswitch, so anyway after a while the person said they could not adhere to their 10% due to my excess being £50 when theirs is £100 so i went and made my excess £100 the same and my quote was still only £189.02 but u switch still refused to beat my quote by 10% sighting that there are strict terms and conditions regarding this deal, all i can say is what a great scam of excuses they come up with so they can get out of it.
Very bitter about this but will soon cheer up.:mad:

Comments

  • yes absolutly true, there scammers. I was told they will only give you this 10% if your cheapest quote was with the insurance company called 'brits'.

    This should not be allowed...
  • Got my renewal through from LV also did a comparison on uswitch.
    The same company I'm with came out best but £25 more so I rang them.
    My home buildings insurance has a blanket up to £1,000,000 rebuild cover. They told me as I don't have a specific rebuild cost their offer is not valid for me.

    I tried clicking on their T&C page and unsurprisingly the page wouldn't load!

    Has anyone actually managed to get uswitch to honour their 10% deal?????
  • uSwitch_company_representative
    uSwitch_company_representative Posts: 140 Organisation Representative
    Hi,

    Sorry for the delay in responding to this thread.


    We do still offer a guarantee to beat your renewal quote by 10%, in line with the terms and conditions laid down on our website, which are:
    • Your renewal price must be a minimum of £100.
    • Cover must be like for like, excluding blanket cover where insurance is provided under a single limit and based on the renewal with your current insurer.
    • We will match your policy excess subject to a minimum of £100.
    • Written proof of the renewal document must be provided within 21 days of taking out a policy with uSwitch.
    • Quotations provided will be subject to the standard insurance acceptance criteria of our underwriter, Brit Insurance.
    • This offer is only available to new uSwitch Home Insurance customers.
    • The guarantee is for a policy with Brit insurance company.
    If you meet the conditions, but are having trouble with the guarantee, please call 0800 123 700 for assistance.

    Lauren
    Official Company Representative
    I am the official company representative of uSwitch. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Esoog
    Esoog Posts: 1,489 Forumite
    1,000 Posts Combo Breaker
    Hi,

    Sorry for the delay in responding to this thread.


    We do still offer a guarantee to beat your renewal quote by 10%, in line with the terms and conditions laid down on our website, which are:
    • Your renewal price must be a minimum of £100.
    • Cover must be like for like, excluding blanket cover where insurance is provided under a single limit and based on the renewal with your current insurer.
    • We will match your policy excess subject to a minimum of £100.
    • Written proof of the renewal document must be provided within 21 days of taking out a policy with uSwitch.
    • Quotations provided will be subject to the standard insurance acceptance criteria of our underwriter, Brit Insurance.
    • This offer is only available to new uSwitch Home Insurance customers.
    • The guarantee is for a policy with Brit insurance company.
    If you meet the conditions, but are having trouble with the guarantee, please call 0800 123 700 for assistance.

    Lauren

    Seems quite clear to me...
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