Scared

ATWHITZEND

Hello 2 Everyone X I Am New To Computers. This Is My First Time Writing A Message On A Computer. I Feel Silly Writing This, Dont Know Where To Begin !!

k2nga

We have all been scared atwhitzend on coming on here it can be a scary board when you see the amount of post coming on here at the moment but welcome and i hope people on here can help you out.

Are you looking at going BR?

tigerfeet2006

Hi and welcome to the board, don't worry we are all friendly here. Why don't you start by telling us a little about yourself and what sort of advice you need.

(((hugs)))

jellygirl_2

Hi

philnicandamy

ATWHITZEND

Hi everyone :wave: . Have booked my court date for 3rd Feb 2009 to file for my BR. I am not working, but my OH is. Am confused about the court remission fee. OH earns approx 15k and we have tax credits. We have 1 child.

I have recently had tax credit award which shows also. what I have earned this year, which was 3,500. Do they take this amount into consideration even though I am not working now ?

Also I have a car worth approx £750, which I use to take my OH back and to to work (as he does'nt drive). Will it be likely that the car will be taken off me ?

Would also like to take this opportunity to say that I have been reading on this forum for some weeks now. I cannot believe how lovely people are. It is nice to know that you are not the only person going through this experience. If anyone can answer my questions I would be most grateful.

hadenoughnow

......................

ATWHITZEND wrote: »

Hi everyone :wave: . Have booked my court date for 3rd Feb 2009 to file for my BR. I am not working, but my OH is. Am confused about the court remission fee. OH earns approx 15k and we have tax credits. We have 1 child. this is quite complicated, there is a booklet at your court that helps, i looked into it, and because i was getting working and child tax credits i didnt qualify, if you only get working tax crdits you do. Read the booklet

I have recently had tax credit award which shows also. what I have earned this year, which was 3,500. Do they take this amount into consideration even though I am not working now ? as above

Also I have a car worth approx £750, which I use to take my OH back and to to work (as he does'nt drive). Will it be likely that the car will be taken off me ? If it neccesary for work and you can prove it, you may well be ok, some people have kept cars worth £2,500 on here, and others have had cars worth less takn away, try and prove hardship where buses are concerned, and that its ceaper to use a car

Would also like to take this opportunity to say that I have been reading on this forum for some weeks now. I cannot believe how lovely people are. It is nice to know that you are not the only person going through this experience. If anyone can answer my questions I would be most grateful.

ATWHITZEND

Thank you for that.

RiverRunDry

Hi Atwhitzend

I don't have any advice because I'm new here myself but I wanted to say Hi and welcome. I've only been here for about 48 hours but I've had many questions answered already and I've been given some sound advice......I'm sure the positive attitude you'll find here will cheer you up no end!! It's really helped me. Two days ago I felt like a bit of a leper and like I was the only one with a debt problem but since being here I feel for the first time that I might actually be able to sort this out.

Good luck with finding your way forward

ATWHITZEND

Thank you RiverRunDry. Still trying to navigate my way around.

RiverRunDry

ATWHITZEND wrote: »

Thank you RiverRunDry. Still trying to navigate my way around.

I'm new to forums as well and I found the only way I got through it was to keep clicking things until I found my way around.....although I'm sure there's someone who could give you better advice than that.

Oh, and I swore a lot!! :mad: