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post office credit card

just wondering, i have applied for the post office cc today, now unlike my old ones, it appears they dont send out an agreement to sign and then post back, but you tick signature the agreement and they send card in 6 working days, does any one know how/when they advise the credit limit as there is no note on the credit agreement i printed when it confirmed the acceptance?
MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    They will notify you of your limit once you get your card - it will be on the letter
  • anna42hmr
    anna42hmr Posts: 2,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cifpower wrote: »
    They will notify you of your limit once you get your card - it will be on the letter

    thanks for the reply, i appreciate it
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • anna42hmr
    anna42hmr Posts: 2,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    they are definatly quick (so far anyway) i applied on friday and the pin already arrived yesterday (tuesday) hopefully the card will follow very shortly
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    When I got the PIN (arrived before the card) I telephoned their customers services and they informed me of my interest rate and limit.

    AS an aside they have one of the most helpful Customer Service Depts of any card I've had.
  • abbecer
    abbecer Posts: 2,177 Forumite
    Do they seem to give a decent credit limit in regards to your earnings???

    Many thanks

    Rebecca x
  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    abbecer wrote: »
    Do they seem to give a decent credit limit in regards to your earnings???

    Many thanks

    Rebecca x

    I think so, they gave me a £3800 limit.
  • abbecer
    abbecer Posts: 2,177 Forumite
    Thanks very much for that Jimbo26. Might just give them a try.

    Rebecca x
  • anna42hmr
    anna42hmr Posts: 2,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jimbo26 wrote: »
    When I got the PIN (arrived before the card) I telephoned their customers services and they informed me of my interest rate and limit.

    AS an aside they have one of the most helpful Customer Service Depts of any card I've had.

    i received the card today and called them this pm to check the date my 0% on perchases end and to inform them i am going abroad soon as well with the card and were really helpful,
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Mind if I ask roughly what you earn and what limit they gave you in relation to this?
  • anna42hmr
    anna42hmr Posts: 2,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    TheAnalyst wrote: »
    Mind if I ask roughly what you earn and what limit they gave you in relation to this?

    no thats fine, salary c 17k and according to the letter they have given me a £2300 limit, and have automatically sent me the platinum card
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
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