Credit Card with 'satisfied ccj'?

sparkysid

Hi, my credit rating is ok but have one ccj that was satisfied after a month, two years ago. I have applied for a credit twice, virgin and natwest and have been declined. Virgin said it was to do with the ccj and not having any credit history (I have no mortgage and one loan !!). Can anyone point me in the right direction for a credit card that should accept me ?? Thank you :cool:

TheEffect

CapitalOne Classic and Barclaycard Initial are your best bets, both around 30% APR, so I would pay off every month if I were you.

seeya23

why not try flybe card http://www.flybe.com/card/default.htm
mbna https://wwwa.applyonlinenow.com/UKCC...AP-11111-15431
or auqa card
http://www.aquacard.co.uk/
Capital One https://www.capitalone.co.uk/creditcards/secure/application.jsf

sutton111

Personally, you will not get a main stream card like Natwest or Virgin if you have a CCJ. There are Sub Prime credit cards as mentioned above (Flybe isn't a Sub Prime card but a few people have been given them with adverse information.
Along with the above mentioned is Vanquis, i know they offer credit cards to people with satisfied CCJ's but it will be a low limit like £250 but will increase in time. HTH.