Bank Shares & Nationalisation

mrposhman

Blah99 wrote: »

Market cap isn't the comparison when you're comparing peak to trough straight price falls.

but surely that assumes that the sharesholding dilution has no effect on the share price?

Blah99

mrposhman wrote: »

but surely that assumes that the sharesholding dilution has no effect on the share price?

If you bought at £7 and held to today, do you as an individual care about that? You're sitting on a phenomenal loss, ignoring dilution.

mrposhman

Blah99 wrote: »

If you bought at £7 and held to today, do you as an individual care about that? You're sitting on a phenomenal loss, ignoring dilution.

Ok, when quoting individual stock holdings clearly thats the case. Though it depends what what context you are talking about. If your comparing the drop in value of a company, share prices can only be used when shareholdings stay constant. When they fluctuate they are like comparing apples with pears.

full-time-mum

Was thinking about this last night and moved from my mum's shares to ours (we have some from when Standard Life de-mutualised) and I got to thinking about my endowment which is also with Standard Life.

What happens to the endowment if things go pear shaped with them - we've rather a lot riding on it - its only predicted to produce half of what it was supposed to but it is still quite a large chunk of our mortgage. We have a figure which it says is already guaranteed - do we loose that?