We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Some benefit help please

Hi

I became unemployed on 31st Dec 2008. I have recently had an operation and I am unable to work for 6-8 weeks. I have tried claiming employment support allowance and I have been told that I am not entitled to any. This is because I was at university during one of the last 3 tax years and therefore I have not paid enough NI contributions. Also my partner who I live with, I have been told that she earns enough money to support the house. If I could have afforded to live off my partners income then why the hell have I been working for the last 2 years??!!

I have been told in no uncertain terms by different people that I am not entitled to anything. I guess for the first time in my life I have experienced the delights of the benefit system firsthand.

Has anyone had the same experiences and is there any advice you could give.

Thanks
«13

Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    How much does your partner earn?
    Gone ... or have I?
  • nearly £30k
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Unfortunately you're confusing the way you live normally with the way you have to live whilst on benefits. £30K would be way over the level for means tested benefits for a couple.
  • Welcome to the world of benefits,I suspect that as I have said before many people who have never relied on benefits and now find themselves out of work are suddenly finding that its not the life of riley they always assumed it to be,and that the system is anything but fair.
    Tbh an income of 30k is far more than some(even many)working couples have to manage on.
  • bestpud
    bestpud Posts: 11,048 Forumite
    Have a look at some of the other boards and cut your outgoings. If you cannot survive on £30k then there is sure to be a way of cutting down.

    If you have debts then the debt free wannabe board is a great place to start.
  • qbscotty wrote: »
    nearly £30k


    You will definately not qualify for any means tested benefits

    The goverment rate set for a couple to live on per week is just under £95.
    :j
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    You will definately not qualify for any means tested benefits

    The goverment rate set for a couple to live on per week is just under £95.

    You're forgetting the question of rent and council tax!
  • jennie09
    jennie09 Posts: 1,236 Forumite
    hippychicy is correct it is app 95 pw you cannot count housing benefit and council tax as it is paid to the authority !! you should try and live on that amount! food, utility bills etc, because it does not go very far.
    It is better to be hated for what you are than to be loved for what you are not.
  • You're forgetting the question of rent and council tax!

    No I didn't, I was referring to the costs of everyday living e.g food, bills. Not including rent and ctax.

    Even so the OP on an income of 30k would not be entitled to help with either.
    :j
  • krisskross
    krisskross Posts: 7,677 Forumite
    jennie09 wrote: »
    hippychicy is correct it is app 95 pw you cannot count housing benefit and council tax as it is paid to the authority !! you should try and live on that amount! food, utility bills etc, because it does not go very far.

    I honestly believe i could live fairly comfortably on £95 a week for 2 of us.

    food £45
    gas and electric £15
    water £4
    phone and internet £6
    contents insurance £5

    Food I am sure could be a lot less than this and I still have £20 per week left over for transport, clothes etc.

    Not a fortune but certainly not unliveable on, especially as it is really only intended to be short term. I have used my actual figures for utilities. This is for 2 adults, both at home all day. We don't run a car but then I don't think benefits should be at a level that would allow this.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.