Wednesday 21/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move money to savings
• Make a loaf in breadmaker
• storecupbpard meals
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing -
• do one thing just for fun -
• do something nice for someone else
• sparkle

Good morning dfw's , feeling really awful this morning, went to bed early last night as head cold/temperature appeared from nowhere yesterday and left me feeling yuk, feel even rougher this morning - might ring in later and go back to bed:o Hope you are all well:D
Hugs to anyone else feeling poorly or down:D
Hi to any new posters and a big hi to all the regulars:hello: :hello: hope you all have a good day, off to take some paracetamol and get a hot drink.

halight

Morning all,
Today i will / have done
cheaked internet banking
do payment a day on my CC
do any online servays
look for a new job

all the best everyone have a great day

Pippilongstocking

Morning (am I secnd am I second??????)
Prob not...
Today
DD better DS Sick - hmmm - oh well
Tea from freezer
Do lodger room
Home made soup bubbling
Up dd for electric if I get a mo
Post letters
Change wrong screws for wardrobe for right screws
Laundry hokey cokey
Feed birdies some things cleared out from cupboard (dried mango anyone?)
Check bank
Um not sure what else - kinda sleepy
Phone charge at work
Print off some brekki menu things
Get some stuff from tourist info place for lodger

Right hello SM hope you get better soon, mornign to the rest of you hope all are good.

Pippilongstocking

of course not second - morning halight....xx

mooomin

Morning all!

I caved this morning and bought my iPod

I get paid on Friday and the money won't come off my account until then - I also want to make sure I get Moneyback on that purchase before I close my Moneyback account!

So, my plans for the day are:

• Have a NSD - I just bought an iPod for goodness sake, probably shouldn't spend anything else today!
• Check online banking
• Make PAD - £6! Impressive given that it's two sleeps until payday :rotfl:
• Breakfast and dinner at home
• Bring lunch and hot water to work
• Take new phone to work to charge - has to have a full charge before I can use it
• Transfer all of my pictures etc on to my new phone
• Use website to get money for old phone (I think it's worth about £50!)
• Go to Orange Wednesday movie - me and the Boy will both get in for nothing :T
• Washing at 30 degrees

And I think that's it for me, I'm really tired this morning, I might need a nap before I go out later :rotfl:

KTjazz

hello everyone!

I've done something to my knee today so am finding myself hobbling. I'm not impressed. it was a bit dodgy yesterday but I thought a sleep would fix it.

Today I have will
- get measured for double glazing!! (very MSE as it is an overly generous Christmas present from my mum and dad)
- work hard and hopefully get noticed for good things at work (even though I usually hate the place)
- check online banking *done*
- check mobile phone spend *done*
- charge mobile at work *done*
- sparkle! *done!*
- call factors about what kind of windows I'm actually allowed to get *done*
- [STRIKE]store cupboard meals (lots of 19p aldi noodles this close to pay day...)[/STRIKE] (so much for that plan...)
- do one nice thing for someone else (possibly an out of the blue email) *done*
- update MSE diary *done*
- washing at 30°C
- then hang it up to dry


I think that'll be all for now.

yours with a limp,
KT. x

Miss_Piggy_2

Morning all!

KtJazz and Sophiesmum hope you are feeling better

Just a quickie as have to shoot out in a mo - taking advantage of little ones free morning at nursery and am meeting my friend in starbucks for coffee. My turn to pay so not very DFW but I rarely get to see her so its worth it.

Heres todays plan:

* Resist cakes at starbucks
* Little ones free morning at nursery...my god, I have ME time!:rotfl:
* Laundry hokey cokey at 30'c
* Storecupboard tea - still going well with mealplans
* PAD - pay £1 to studio
* Change into Bertie Bassett

Have good days all!!

Miss P
xx

OliveOyl_2

Morning All :hello:
I hope you're feeling better soon SM and ow to the knee KT
woooo to the iPod f-f, I'm impressed you lasted this long, you've wanted one ALL YEAR :rotfl:

So today I have/will:

• brought in lunch for me AND my colleague - she fancied one of my HM soups :rotfl: :rotfl: Got a text this morning, she'll buy me Chinese on Friday :j :j
• A NSD for definite (got to beat Popeye this week :rotfl: )
• Pay in cheque :j
• Scratch
• Didn't put this on yesterday, because I forgot until 15 minutes before the deadline :eek: :eek: A phone call Mystery Shop, and report submitted
• I've been sending off for Freebies all this week - and not told you, but I have lots of samples I hope, winging their way to me
• Go to gym to use membership (and showers and soap etc)
• make a loaf tonight.
• Supper from the menu plan

Have a good day everyone.

OliveOyl_2

Miss_Piggy wrote: »

* Change into Bertie Bassett


Miss P
xx

Please can you explain that one to me - or don't bother I'm inventing a really great scenario as to why anyone should :rotfl: :rotfl:

xnatalie81x

Wrote to Brandford and Bingley to close account have had years and years so await cheque for £6.20

Got me thinking, how many other accounts have i got like this that i don't use with little bits money in.........

Been on topcashback and pigsback

Gave mum list things to get me from netto

Checked gas and leccy usage for last 24hrs

Posting royal mail test mail after 1

hampsterpoo

Morning all ,

works manic today so everything will have to be shifted about till later
but I have done

Daily scratcheezs
racecaller
Hokey Cokey

will do later
check ebay
daily clicks

thats it best run now

Back from work now,
cut finger today so I got a free plaster, :T
Had goal posts by boss moved again so more free exersice.:mad:
Found 3p on floor today & got a £2 tip , its rolling in slowly but surley:rotfl:
off now to check ebay and do me clicks