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Which ? What Oh my head
joshsmum
Posts: 1 Newbie
Hello all
I'm new to the MSE site so be gentle with me:o
I have looked at the forum and my head is a spin with all the differnent things available, I thought this was gonna be easy :mad:
I had a policy with SL as a top up to my NHS pension, but due to the current CC my policy has just about given me back what I have paid in. I have now cashed it in and put it against my mortgage. Now when I took this policy out it came with £18000 worth of life cover, but now it is cashed I don't have the LC.
What now ? I work part-time and still pay into the NHS superAnn, My OH works full time and has DIS and a pension through his work.
I / we have no debts apart from the ( Good debt of a mortgage LOL :rotfl:)
the morgage is a repayment tracker and has 87k outstanding.
We have one dependent of 6 years.
What type of policy would be best for me as a non-smoker female 43NBD.
I have seen the various names, assured, level assured ,PHI, CCI etc etc.:eek:
any information would be great to narrow down the options
many thanks fo reading
:EasterBun JM
I'm new to the MSE site so be gentle with me:o
I have looked at the forum and my head is a spin with all the differnent things available, I thought this was gonna be easy :mad:
I had a policy with SL as a top up to my NHS pension, but due to the current CC my policy has just about given me back what I have paid in. I have now cashed it in and put it against my mortgage. Now when I took this policy out it came with £18000 worth of life cover, but now it is cashed I don't have the LC.
What now ? I work part-time and still pay into the NHS superAnn, My OH works full time and has DIS and a pension through his work.
I / we have no debts apart from the ( Good debt of a mortgage LOL :rotfl:)
the morgage is a repayment tracker and has 87k outstanding.
We have one dependent of 6 years.
What type of policy would be best for me as a non-smoker female 43NBD.
I have seen the various names, assured, level assured ,PHI, CCI etc etc.:eek:
any information would be great to narrow down the options
many thanks fo reading
:EasterBun JM
0
Comments
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The one that fits your needs. That could be a level term assurance, decreasing term assurance, family income benefit or a whole of life assurance. Without knowing your financial circumstances and needs we cannot narrow it down more.What type of policy would be best for me as a non-smoker female 43NBD.
You may not need any.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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