no cheque book...

debrag

should I send a postal order instead?

Orford

should I send a postal order instead?

Yes, that'fine

debrag

oh good will send of to 2 creditors with week what do you think - the one's I owe the most to or the ones I owe the least to?

McKneff

check your interest rates and send to the highest ones.
Can you not do a card payment over the phone or send it by bacs, it does cost you extra for postal order and of course there is also the postage.

debrag

[strike]how would I do a card payment or bacs? [/strike] seen I can do this via my online back natwest


I still have to send the letter don't I?

I have no interest as I am on a DMP

McKneff

You could pay over the phone, you would not have to send the letter,
They would give you a payment reference number to put on your letter and then all you would have to do is file it away for any future reference and there would always be a cross reference on your bank statement.

If you paid by bank transfer there is a box for you to put the reference or name into it, again you would have proof of payment on your bank statement.

debrag

oh so I can put 'charges claim' in the ref box online I will also send the letter.

Now to pick to creditors lol

Orford

Debrag:
Just to be clear - are you sending a DPA SAR request/ CCA request? If so then you need to put that in writing and enclose payment

debrag

a SAR request.

I'm sure I read somewhere that someone paid online

natweststaffmember

debrag wrote: »

a SAR request.

I'm sure I read somewhere that someone paid online

Orford is 100% correct. If you send a payment online, regardless of the narrative, it will be credited to the other accounts and not treated as a DPA/SAR. Everything in writing so that there is a clear audit trail of what you have done, when and where and that you have paid the statutory £10.