Overpaying Credit Cards

colmad2

Can anyone tell me if these is a calculator online that will:

1) tell you how long you will have to apy off a credit card balance if you pay the minimum

2) tell you how long it would take if you overpay the monthly amount, etc, etc.

Thanks, :j

Angie8

There are several which I use. There's a good Excel one here which has a nice graph feature to give a side by side comparison:

Excel credit card calculator

Alternatively there's a web-based one here, but it doesn't have the graph feature:

Web based credit card calculator

grumbler

http://www.whatsthecost.com/creditCard.aspx - online
http://www.creditcardking.co.uk/creditcardcalculator.php - download for Excell
http://www.bankrate.com/brm/calc/MinPayment.asp , http://www.bankrate.com/brm/calc/creditcardpay.asp - online

To play with fixed monthly payments (more commont for loans, but good for CCs too) use http://www.bankrate.com/brm/loan-calculator.asp

colmad2

Thanks Angie and Grumbler, thats a great help.