Child Trust Fund help please

deanos

I current have 2 CTF's for both my daughters and are invested in shares, just got the statement for my 2yr old and the value has plumeted from £250 a year ago to £160 , not sure what my 5yr old's is worth as i havent checked as yet.

Would it be worth pulling these out of a share invested scheme and put into a savings scheme because at this rate they might be worth almost nothing

Any advice welcome

dunstonh

Would it be worth pulling these out of a share invested scheme and put into a savings scheme because at this rate they might be worth almost nothing

Investments zig zag in value. Always have, always will. You dont pull out every time they go down because you just crystallise your loss which only exists on paper at this time.

They cant go down to zero (theoretically they can but you wouldnt be worrying about that at that point).