Self Employed, GF Pregnant....

peterc2609

Hi

I'm self Employed and girlfriend is employed full time as a civil servant.

She is 28 weeks pregnant.

Someone told her that she can start claiming something soon i.e. before the baby is born!?!? IS this right?

If not, what would she/we be entitled to?

We have our own house, and she will receive 6 months full pay from work, 3 months 1/2 pay.

Sheearns around 12k, while last year I earned around 30k. (That can go up or down!)

We currently don't claim a penny.... and don't know where to look...

I hope it doesn't sound like we are being greedy, just would like to get what we are entitled to...!

Thanks

[Deleted User]

http://www.dwp.gov.uk/lifeevent/benefits/statutory_maternity_pay.asp

and of course £10 week ctc after child born,and £20 week family allowance

Floxxie

£190 if baby is due after April 6th:
http://campaigns.direct.gov.uk/money4mum2be/

peterc2609

Do you get SMP as well as normal pay from work?

Auzelia

no you would only get as a basic on SMP 90% for the first 6 weeks then the other 33 weeks are generally paid (from April onwards) at £123.06.

This is also subject to tax and N.I payments.

The employer can of course give better SMP payments but the above is the minimum that she can receive.

If she doesnt qualify for SMP then she could get MA if she meets the right criteria, this doesn't have the 6 weeks @ 90%, but its 39 weeks at £123.06 (from April) and MA is not subject to tax and N.I payments

bestpud

On your income, it will be:

The new health in pregnancy grant, as mentioned above.

Child benefit of £20 a week starting after the birth

Child tax credits of £20 a week until the baby is one and £10 a week thereafter, also starting after the birth.

N71

peterc2609 wrote: »

Hi

I'm self Employed and girlfriend is employed full time as a civil servant.


If not, what would she/we be entitled to?

We have our own house, and she will receive 6 months full pay from work, 3 months 1/2 pay.


Thanks

Hiya - not sure if its the same all accross the civil service - but i'd assume so. I've just gone onto mat.leave from civil service and get 6 months full pay, then 3 months at SMP rate, which I think goes up to £123 ish per week this year.

Also, do entitledtoo - this will give you an idea of tax credits you might be entitled to.

Although - maybe someone can clarify - tax credits are based on last years income - obviously between you you'll have earned more in 2008-2009 than you'll earn 2009-2010 when she's on mat leave for most of it!

bestpud

N71 wrote: »

Hiya - not sure if its the same all accross the civil service - but i'd assume so. I've just gone onto mat.leave from civil service and get 6 months full pay, then 3 months at SMP rate, which I think goes up to £123 ish per week this year.

Also, do entitledtoo - this will give you an idea of tax credits you might be entitled to.

Although - maybe someone can clarify - tax credits are based on last years income - obviously between you you'll have earned more in 2008-2009 than you'll earn 2009-2010 when she's on mat leave for most of it!

She will receive full pay for 6 months and half pay for 3 months, so I don't think it will make any difference to their tax credit award as he earns over the limit for the family element alone anyway.