Does Natwest do retentions?

firsttimestudent

Hi, was wondering if Natwest will do retentions on their credit cards?

I got their Credit Card 2 months ago when asked by the counter staff if I'm interested since I'm eligible for one. I accepted then, as I thought they have a 0% purchase rate. (At the time of application I have a 2-yr old Natwest Student Credit Card with them which I have used regularly and paid back in full everytime. I subsequently cancelled it after receiving this new credit card)

But it's only after application I do realize it's actually 4.9%, which is really no point for me.

Thinking that there probably isn't much reasons for me to hold this Natwest Credit Card anymore, I'm thinking of cancelling it, to make way for future credit.

Of course if they can offer me a 0% deal, I'm very likely to continue with it. Do you think they will usually do that?

Thanks!

cifpower

After 2 months of use? I doubt it

firsttimestudent

Will my 2-year history of usage of the Student Credit Card help in any way?

TFD_2

Why not pick up the phone and ask them?

normanmark

Like the previous poster said, you've had the card two months. You're not really in much of a position to barter rates. That said, call them you never know. I'd be very surprised if they do come back with something.

poppy_f1

well the didnt really offer me anything today when i cancelled my card wiht them and ive had it for over a year
saying that i just said i had no longer need for it

anna42hmr

i cancelled my natwest card after over 3 years with it, and they offered me a 0% deal but had no need for it, so gthey do offer, but may depend on how long with them, what your history with them is like etc

firsttimestudent

Thanks for all your helps!!