Illegal Credit Check?

Cardew

Ciderbob wrote: »

Cheers for the replied all. It's not so much the check I object to it's the awful service. I have asked for a letter explaining why this was done without my permission and see what they say. They state that this creditchekc system was only introduced early January - there is no way they have notified us of this. I am unsure of the in's and out's as to whether it was legal for them to do so without my permission however as Joyful said above, it is morethe affect on future checks.

Have you not read post#8 when you apply for an account you agree that they can credit check you.

olly300

Cardew wrote: »

Have you not read post#8 when you apply for an account you agree that they can credit check you.

No because your post provides too much information

KimYeovil

If you apply for credit ipso facto you expect the creditor to make a check. Just because you chose not to read the small print does not make it illegal.

What would be criminal is the corporate irresponsibility of offering six to eight hundred pounds credit to someone without making any checks.

Joyful

Surely as the credit check needs the history of where someone has been living for 3 years the companies may not have this info without speaking to the customers anyway.