advice needed please

I tried putting this in the BT sticky thread but to no avail....hopefully someone will be able to give me some pointers....sorry if you're weary of these kind of post :)

I have a Virgin Money card with £9000 owing and the 0% runs out in May and Barclaycard with just under £4000 owing at that runs out in April

I have an halifax card, (£6600 limit) egg card (£9600 limit) and an egg money mule card all owing nothing

any advice please on switching to another 0% card or low interest card and when should I apply

I have a feeling it will be Tesco or the Post Office

Comments

  • WaxiesDargle
    WaxiesDargle Posts: 1,062 Forumite
    no one? :confused:
  • You will find it difficult to get a high limit on a new card in my opinion. This is partly due to you having a high line of available credit (the total of all your limits) and of course the credit crunch.
    Do you have any savings to use to reduce the debt at all?
    You may want to contact Egg card to see if they will offer a good deal for you but normally these are only for 5 months and charge a fee.
  • WaxiesDargle
    WaxiesDargle Posts: 1,062 Forumite
    Thanks for the reply MUFC....you are right about the egg card I have tried....oh well I'll start applying in a couple of months
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