Credit after an IVA

purple-pear

Hi please can anyone advise who has completed an IVA what happened after 6years is your credit file clean? I am going to enter into one but dont want to be stuck with the same mortgage comapany forever would I be in a position to apply to other lenders. Is there any trace of iva on the file i.e does it leave a footprint or is this just a myth?

I noticed someone on here saying thy had completed and had just got a visa card to start building rating again but one of these rip off rate ones. Would this matter if u already had a mortgagae payment and other things on direct debt throughout the iva as u would have showed u r making regular paymenets on these. Does this help?

Thankyou.