What would you do, when you are Debt Free?

keith_lard

Have been thinking, although still in debt and my Debt free date at the moment is 2012, what you you be doing on 'that date' or your first pay check with out a debt payment? (not mortgage but that's another party!)

Would you go back and do it again?

Me 'no thanks'

Would you ring your bank and let them give you more credit than you can handle?

Me Phone down! :beer: :beer: :beer:

Would you walk round the Trafford center and sign up for one of those cute 'credit cards' with a sales person with a wait for it.............0% for 6 months, then the phone calls start over again when 'it jumps'! :eek: :eek: :eek:

me errrr no!

When they ring now looking at your nice new credit rating saying 'It comes with a free DVD player!!! would you sign?

me Phone goes next to the TV , just when the starting music of Doctor Who is starting!:dance: :dance: :dance:

And when you see that bloke on Ocean Finance drinking a nice drink on that Boat he has boarded, (just placed all your unsecured debt on your house you live in! ) just slip him the number of CCCS :wave: :wave: :wave: :wave:

me YES! :A :A

THINK I WOULD LET THEM KNOW WHAT HELL THEY HAVE PUT ME THROUGH!


Just I feel completely worn out by this whole Debt thing!

But still laughing, its the one thing I dont owe!


k.

tootles_2

When I am debt free I will run down the street shouting wwwwwwwwwwwhhhhhhhhhooooooooooo, and then treat us to a pensioners lunch at the local pub!!!

bingbong_3

all I can say to Keith Lard is this -

SMOKE KILLS SON - HAVE YOU EVER SMELT BURNING FLESH????

Ha ha ha. Great login name.

Thanks for making me laugh.

Bingbong.

P.S if nobody knows who keith lard is then you must watch pheonix nights.

P.P.S :rotfl: :rotfl: :rotfl: :rotfl:

keith_lard

Picked that name because its someone so serious about his job.............unlike me!



K.

in*the*red_6

Lock up your dogs

I've planned I'm going to get my mum and dad to babysit on our DFD and go to the expensive oriental restaurant down the road. We could even have champagne without the guilt! Still 3.5 years to wait for that meal at the moment but it's an incentive to try and make it sooner!

Quasar

That's the spirit Keith lard!!! :T I have only ever been in debt about 10 years ago, for £6000, but it was a planned debt, not that it crept up on me, and I paid it off rather quickly. I still remember the feeling of freedom when the last instalment went!

Never, ever again will I owe money to anyone. I now have healthy savings, and and just dump all the junk mail offering me wonderful £10,000 loans to "buy that new car", or "enjoy the holiday of a lifetime" and on and on. :rolleyes:

tango

i have been in debt for so long that i don't know if i would no how to function without thinking of money all the time!! will my brain be anygood by then? will it be just a mass of aprs', figures that do not add up and, well just a pile of #### :eek:
maybe i will look 10 years younger and streak across a football pitch
heres to being debt free :j x

Quasar

tango wrote:

i have been in debt for so long that i don't know if i would no how to function without thinking of money all the time!! will my brain be anygood by then? will it be just a mass of aprs', figures that do not add up and, well just a pile of #### :eek:
maybe i will look 10 years younger and streak across a football pitch
heres to being debt free :j x

You will do just fine, tango! When you no longer owe money to others just keep paying - into a savings account. You will feel confident and secure when you have a few thousands squirrelled away!

tango

cheers quasar ! :beer:

Quasar

tango wrote:

cheers quasar ! :beer:

Glad it cheers you up. Hope it inspires you to look for the light at the end of the tunnel. It'll come if you don't give up!

A close friend of mine had credit card debts for £25,000, recently got a loan to consolidate the debt and started to pay off the loan but kept the credit cards. You can guess the rest - in no time their balances have shot up to the limit so that he now owes £50,000. He won't hear of MSE as he is confident he can manage the debt on his own. :rolleyes: You can take a horse to water, but can't make it drink, eh?

richardsimkiss

once the first paycheck is in after clearing debts it'll have to be a weekend (fri+sat night) in a really posh hotel, 4 or 5 star. then back to penny pinching :rotfl:

debt free is only stage 1 for me... i won't rest until i have a house clear of a mortgage and have a comfortable amount in the bank... that'll be after i've retired then :rolleyes: