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Transfering balance???

i have two cc and adding up to about £900 im currently trying to pay them off but the interest means its doesnt seem like im making a dent in it. i was reading about virgin cc at 16 months 0% my credit rating aint great i only earn about 6k a year if that ... if i cant get this is there any other you could suggest thank you x
:)Still searching .....:)

Comments

  • I've just been approved for a Barclaycard onepulse, 0% interest for 14 months and a 2.9% handling fee.

    Seemed to be one of the best deals around when I looked a few weeks back...
    In the beginning the Universe was created. This has made a lot of people very angry and been widely regarded as a bad move........Douglas Adams
  • searching_me
    searching_me Posts: 18,414 Forumite
    i have a barclays card but one of the high rate interest ... would i still be able to get that? x
    :)Still searching .....:)
  • No, you wont actually.

    If you look here, the next best offers look like Tesco and Egg, if you don't aready have one of those:

    http://www.moneysavingexpert.com/cards/balance-transfer-credit-cards
    In the beginning the Universe was created. This has made a lot of people very angry and been widely regarded as a bad move........Douglas Adams
  • failing that, barclaycard have been offering 6.9% life of balance deals for existing customers - you could try calling them and asking to put your account onto that - would reduce your interest payments and make it a bit easier to clear the debt, although its not as good as 0% if you can get it.
    MFiT challenge #60
    Mortgage: [STRIKE]Start £157500 [/STRIKE]Current £156,396.07
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