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*Thursday Chat Thread*15th Jan

1568101133

Comments

  • sammy115
    sammy115 Posts: 15,267 Forumite
    Gemmzie OH earns just above the threshold for tax credits :confused: of course they don't take into account the high expenses he incurs, everything looks great on paper just not in reality. It's because he is a contractor, but gets no sick pay, no holiday pay, no notice period, no security... rough with the smooth I guess.

    My pack was missing a couple of bits too but I can at least log in. The website for my course is not up yet though so not exactly useful!

    Is he self employed as a contractor??? therefore high expenses should be taken into account. My OH is a contractor and I certainly take his expenses into account...
    Quality is doing something right when no one is looking - Henry Ford
  • Ames
    Ames Posts: 18,459 Forumite
    I'm doing an OU course and I find it takes a lot less time than they say it should. I can't fathom the website though, this is my second course and I haven't found the forums and stuff for either!
    Unless I say otherwise 'you' means the general you not you specifically.
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Good morning everybody :)

    IA - :eek: at your poor ceiling! I bet that's created a mess and a half :( hope they sort it soon... FAST...

    I cannot speak still which is just great with a toddler around! I am whispering 'Elliot, Elliot' at him and he is totally ignorant to me! Thankfully we have some books with buttons to press to make noises so I can read to him AND save my voice!

    I've received my first OU mailing and feel completely intimidated by it and wondering when on earth I am going to have time to do the work. If I left my job we would be -£600 a month - and I feel lucky to even have that after childcare. More than that really as I'd need at least a day's childminding to allow me to study. I just don't see how I can make this work. But I have to.... other people do :confused:

    Will maybe pm you later DD but I do my studying at 5am till 7am weekdays (not at the minute though) sounds crazy but it works for me.
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    Ames wrote: »
    Lol Sammy that's great.

    My favourite band did a song called tequila, that tour was fun!

    I went to see them whilst pregnant with Chloe....40 and jumping up and down like an idiot....can't remember what they are called though for the life of me at the minute..

    I am having a lot of 'senior' moments today........
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    sings.....'tequila - it makes me happy'

    Actually never had it and I don't think me maz or bunny should have it at the manchester meet....Imagine two months of CD and then a tequila......won't get much sense out of us....:rotfl:
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    And I Want A New Avvie!!!!! Someone Find Me One That Reflects My Personality Cos Mine Doesn't At The Minute....
    Quality is doing something right when no one is looking - Henry Ford
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    terrorvision sammy!

    and agree re the tequlia!

    I'm already wondering how i'm going to cope but it's 6 weeks away, so will worry nearer the time!
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Ames
    Ames Posts: 18,459 Forumite
    Terrorvision. I've seen them live 53 times and have another 3 coming up in April!
    Unless I say otherwise 'you' means the general you not you specifically.
  • Sammy.
    Im soooooooooooooooooo bored with this diet!
    I WANT A SARNIE.

    Someone talk sense to me pleeeeease
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    £50 will buy you a decent coat...
    £30 left to spend on fripperies!!

    Or even £20 - I quite like this!

    http://www.discount365.co.uk/discount365/ctl10222/cp42470/si3721188/cl1/multi-check-trench-coat
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
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