Balance transfer from catalogue?

Mum2Princess

TFD wrote: »

26.49% I believe is the Next rate

Yep, just checked & you're right. Also checked my credit card & thats 6.8% not 6.9%

bargains83

Mum2Princess wrote: »

Just applied for the Virgin card 0% for 16 months & I got accepted & given a £2400 credit limit!

Thats great news so the best option now is to pay your Next bill with your Barclaycard then do a Balance transfer of the entire Barclaycard balance to the Virgin card and hey presto, everything is now 0% for the next 16 months. :T

savemoney

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NewbieMoneySaver**

Hello Mum2princess,

If you have got a virgin card you can BT to your current account @0% and then pay off your Next bill.

Mum2Princess

bargains83 wrote: »

Thats great news so the best option now is to pay your Next bill with your Barclaycard then do a Balance transfer of the entire Barclaycard balance to the Virgin card and hey presto, everything is now 0% for the next 16 months. :T

Yep! Thats the plan, don't know why I waited so long!

Mum2Princess

NewbieMoneySaver** wrote: »

Hello Mum2princess,

If you have got a virgin card you can BT to your current account @0% and then pay off your Next bill.

I'm not sure I understand this

YorkshireBoy

Mum2Princess wrote: »

I'm not sure I understand this

I alluded to it in post #3 above.

Termed a 'money transfer' (see your Virgin T&C's), it pays cash into your current account at 0%. You can request this when you call to activate the Virgin card.

Further information here: http://www.moneysavingexpert.com/cards/stooze-cash-credit-cards#MBNA

PROLIANT

Just pay your Next bill online with your credit card, I did, no point in doing a balance transfer.

YorkshireBoy

PROLIANT wrote: »

Just pay your Next bill online with your credit card, I did, no point in doing a balance transfer.

OP has (an interest bearing?) debt on the Barclaycard.

I think the idea is to shift both balances to a 0% card?