Wednesday 14/1/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• Make a loaf in breadmaker
• storecupboard lunch and tea
• reduce, reuse,recycle one thing -
• do one thing just for fun -
• do something nice for someone else
• no spend day planned
• sparkle

Good morning dfw's, Have a great day everyone, hugs to all the poorly people and anyone feeling a bit down. Hi to any new posters and hi to all the regular posters:hello: :hello: :hello:

see you later guys

mooomin

Morning all

Copy and paste list time again for me :rotfl:

Today I have done/will do:

• [strike]Check online banking[/strike] Still on track to be as overdrawn this month as I was last month (This is good! Living within my means is quite new to me still!)
• [strike]Make PAD[/strike] I can't wait until payday - 23rd - or until my Ebay/Amazon sales start coming through :rotfl:
• Breakfast and dinner at home
• Take lunch to work (Yummy leftovers!) I still haven't made the chilli, but I think I will do this later in the week
• Go to see Slumdog Millionaire using my free cinema pass for me and my 2for1 Orange Wednesdays for t'other half. There are six of us going, three with monthly passes, so none of us should have to pay :rotfl:
• Buy sweets at lunchtime to take to the cinema
• Have a look at the Boots sale in my local Boots as the website hates me!

Have a lovely day all, not long till the weekend now!

mrs_baggins

Dont know why I didnt think of it before but I am starting to have a shower at the gym using their hot water instead of waiting to have one when I get home. I may even go there on the days I am not exercising just to have one!

Always charge my phone at work now as well.

pixiechick99

Morning all:j
Not a very eventful day for me....to work then home, but here's a list anyway;)

• Have an NSD
• Return top of dd's to New Look via PO (freepost)
• Do scratchcarrds later
• College work (I say it every day and never get round to it:o )
• Have a lift to work with my friend save my petrol;)
• charge phone at work a bit more
• Tidy up later if I have the energy
• check online banking - payment coming out but don't know what it is:mad:
• Note electric meter reading as my dd going from £25 pm to £63 plus £20 arrears:eek: :eek:

I can't think of much more...!!!
Have a lovely day:D

Pippilongstocking

Hello all
Morning - its very dark still - hmm where is the spring - am bored with this wintery weather now!

Today
HMMM
[strike]Laundry hokey cokey already house looks like chinese laundry[/strike]
[strike]Tea for us all and lodger - pasta hamy goodness [/strike]- half done pasta cooked
[STRIKE]Do lodger rooom[/STRIKE]
[STRIKE]Make some lentil soup[/STRIKE] made butternut squash soup with veggies left over from roast
DONT SHOP FOR FOOD reciting this mantra several times a day
[strike]Check bank my expenses are in from York - as its been so long then I guess it can go into CC as haven't noticed it being missing (amazing for me OD still ok) moved it woo hoo [/strike]- [strike]one CC is now clear for a wee while - will use for shopping etc[/strike]
DD needs cheque for piano lessons (will think about ebaying seeds, plants etc to pay for this.........somehow or other £12 1/2 hour not cheap but she loves it)
DS essay later needs a hand or sellotaping to chair to do it
Do some work and keep job - in hand
[strike]Send off some letters through work (only 3)[/strike] found stamps in drawer at work and 282p in change which I have changed at the canteen and will put into sealed jars
Think about stuff to go in new lodger girl bedsit thingmy
[strike]Find out about a sub-let lease or something formalish[/strike] done
[strike]Check out her references [/strike]done they are on way with her deposit
2 sleeps til OH woo hoo
Email pal about coming to visit in Feb break and book boat
Car needs brakes (its never ending isnt it?) so book that in for weekend when OH can help me take one car over
[strike]Oil down 20p/ltr so ordered 1000ltrs - should arrive today[/strike]
[strike]Do something nice for someone [/strike]- shared the amazing quidco with our librarian who is always buying things online
[STRIKE]Check Mummy person got her flowers (of course through quidco ta guys!)[/STRIKE]
[STRIKE]Do something fun - bargain hunting at lunch in boot for xmas/pressie drawer[/STRIKE]

Hmm thats it for me today I think - hope you are all good - Thanks SM for the thread and all you lovelies that follow.
Boots website hates me too FF - x Thanks for the tip will look at boots locally as well. Its my year for xmas and I have started to buy wrapping paper etc already.

Update:
black tights - no silly socks - what has my world come too?
Going on a free energy saving course at work run by council tomorrow

staceydaisy

today i will/have

check online backing
scratchcards
surveys
tea at grandmas
post ebay parcel
have a nsd (ebay parcel but paid for)

i think thats it for now

or and keep reading the super tips on this board

bathgatebuyer

I'm going to be in a training even today whic his under a mile from home and lunch is provided! No need to spend money at all today. My first NSD of 2009!!! (Although, I could have had many more if I bought a monthly bus pass instead of paying daily.............)

mickey_mouse

Goooooooooooooooooooooood Morning everyone:D

boring white fluffy socks for me today:D

I will be doing...

- daily clicks
-comps
- scratchcard (10p)
-mystery shop
- try not to eat too much as it is my SW weigh in tonight:eek:

good luck everyone:D

lilly81

Hi Guys,

Boots 75% off sale starts today :j :j :j :j
Im a little bit excited :rotfl:

Today I have/will:
*check online banking done
*go to boots sale spent £43 but dont have to by any birthday presents till oct!
*update spreadsheet done
*ring dance class to see how much it is forgot to do this
*store cupboard meals done
*arrange childcare for when im at college forgot to do this one too
*smile more! :T done-wen I left boots

Have a good day everyone

Lilly X:cool:

KTjazz

Hello!

quick post for now, not sure how work will be today...

today I have/will

- not make any fake have/will lists (sorry Piq)
- check online banking
- sparkle (it's free!)
- day 3 of Lasagne leftovers... (the joys of being a single person, tomorrow and it'll be finished)
- charge mobile at work (covert operation yesterday was unsuccessful)
- NSD
- continuation of The Big Clearout
- while listening to my free Audiobook from Audible (quidco trial - thanks guys!)
- update MSE diary

That is all from me!

KT. x
-

mbaz

Morning all!

Today I have/will

- checked online banking
- free scratchcard
- clicks and surveys
- check for mystery shops
- drink lots of coffee
- storecupboard tea
- working tonight

Have a good day all!