Loan repayment on bank statement to Housing Benefit

lucy1000_2

Hey everyone,

I'm disabled and applying for housing benefit - have requested a bank statement, but it shows a transfer payment from a relative which was them returning a loan of £700 from ages ago. As the statement goes on, that money disappears on regular spends, food, Christmas shopping, etc. and as I cannot work I have no other income going in. My IS and DLA can be seen going in, and I have proof letters of that too, but will I need to explain the relative who repaid back the loan?

Thanks loves,

L1000

Ames

As long as you can prove it's not a regular income you should be ok, as it was too low to affect the capital limits. I'm not sure how you could prove that though, maybe give them some additional statements?

lucy1000_2

Well the name of the relative comes up on the statement, so that should prove it's from a relation (same surname) and not a company or business or something would you think?

allydowd

I believe it would be regarded as capital but that as it is less than £6000 it would be disregarded.

richard9991

allydowd wrote: »

I believe it would be regarded as capital but that as it is less than £6000 it would be disregarded.

my self and freind are always transfering monet to one another and i just told dwp and hb they were short term loans and they accepted this.