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HELP !!!!CSA £55,166.94 owed

13

Comments

  • kelrick
    kelrick Posts: 41 Forumite
    wow £55 tho in 12 years.. well am in deep s*** then i got a letter after 7years after £41,000... so another 5years time it will be £90,ooo lol
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Get it converted!!!!! HOwever, if you can prove that you did not live at the address where they sent the original MEF AND can prove that they didn't send anything to the next address, then you may have the WHOLE debt wiped as they cannot establish the effective date.
  • LizzieS wrote: »
    AFAIK there is legislation due to come into force that will allow the csa to arrest bank accounts where the nrp is one named party and the account has had payments into it from say nrp wages.

    No UK legislation can interfere with any bank account in Switzerland. Their economy is based on having the safest banking laws on the planet. The CSA cannot even see a NRP account because banking is based on anonymous numbered accounts. I doubt Switzerland will change many years of secure banking and investment laws because the CSA doesnt agree with them, and in any event the law isn't retrospective.

    The CSA would have to criminilise absent parents first, and that is subject to a Anglo-Swiss bilateral agreement acceopting that being an NRP is a crime.
    The CSA is unjust, oppressive and discriminates men. If you tell me otherwise then 2 and 2 is 5, and you have a Ph.D in rendering bovine fecal matter.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That doesn't apply to the person who doesn't have a Swiss bank account - most don't.
  • marksoton
    marksoton Posts: 17,516 Forumite
    RNA wrote: »
    The CSA said they had a mailing address for me that they used in 1996. A form was sent to this address but i had moved on. They said the letter was returned with a forwarding address but they never sent anything there. They told me they tried contacting my last employer and gave me a name of a company i never worked for and the date was when i was at university.

    It is this you need to concentrate on for the time being then. If you can prove you were not living there and did not receive anything from them there is a very good chance your debt could be greatly reduced or even disregarded.
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    marksoton wrote: »
    It is this you need to concentrate on for the time being then. If you can prove you were not living there and did not receive anything from them there is a very good chance your debt could be greatly reduced or even disregarded.

    As marksoton says this is the first thing that you should do.
    You do need proof though....good proof!
    Simply saying that you didn't live there is not normally enough.
    Where were you living?
    Do you have proof that you lived there...council tax bills?....old post?....old bank statements?....

    Proof!
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    kelloggs36 wrote: »
    Get it converted!!!!! HOwever, if you can prove that you did not live at the address where they sent the original MEF AND can prove that they didn't send anything to the next address, then you may have the WHOLE debt wiped as they cannot establish the effective date.

    Agreed, but it is usually difficult to prove stuff going back many years.
    Been there..done that
  • LizzieS wrote: »
    This is something that has been targeted for years but the legislation has been slow at arriving.

    I do not agree with this statement at all. The legislation has always been perfectly adequate for the collection of money properly due. What has been wrong, almost from the days the CSA opened its doors, has been the inability and/or unwillingness of the CSA either to understand its own legislation or to carry it through even when it did understand it, coupled with an almost pathological desire on behalf of many of the staff to behave in a totally uncivilised fashion at every available opportunity.

    If there had ever been any humanity in the CSA, most of the problems could have been avoided. Clearly CS1 was never fit for purpose and needed to be replaced but that doesn't excuse the bovine stupidity of most of the directives, initiatives and management thrusts we've seen over the years. Even though I have been very critical of the attitude of most of the CSA staffers I've had the misfortune to come across over the years, I do recognise that we have been living through one of the most extraordinary periods of managerial incompetence in the history of the Civil Service.
    Information is not knowledge.
    Knowledge is not wisdom.
    Wisdom is not truth.
    Truth is not beauty.
    Beauty is not love.
    Love is not music.
    Music is the best.
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    RNA wrote: »
    I spoke to the CSA and they told me that an "assesment" penalty had been imposed and that is why the figure is so high. They have asked for my payslips for this to be recalculated. I have just been made redundant due to the current economic crisis but i have been working for the last 4 years in a well paid job. Previous to that i was at university and before that i was unemployed. I have now remarried and my wife earns a good salary...will this affect her in any way? Will my payments be calculated on my income or will hers be included?

    The csa are correct here, if they have had no information regarding your circumstances then they impose a penalty assessment.

    As you gradually get stuff together and give them information, this penalty will be, as the csa say, converted, using details that you supply. This converted figure will probably be much lower than your penalty assessment.

    Eventually the csa may well ask for your wife's earnings and if, as you say, your wife earns a good salary then it may be in your best interest not to give your wife's income details.

    As I have said in a post further up this thread, you do not even have to give your wife' s name if she doesn't want you to. The csa will try and tell you that your wife's details are a must have item for them.
    This is not true!

    Another piece of advice for you.
    Never deal with the csa on the phone, ensure that everything is put in writing.

    Tell them, by way of a letter that you do not wish to deal with them over the phone.
    When you write to them send EVERY letter by recorded delivery and print off the delivery reports from the Royal mail website.
    Build a paper file! Do not lose anything!
    If you have the time scan everything into your pc so that you have a backup of your paper file.

    Believe me......you will need a paper file. Phone calls will get in the way and conversations can be misunderstood on both sides.

    I have never spoken to the csa, and my paper file is HUGE, but I do not regret this decision. In fact building a paper file, and backing up everything to my PC has been the more than worth the huge effort on my behalf
  • Marker_2
    Marker_2 Posts: 3,260 Forumite
    You made a verball agreement with the ex that you would not pay and have no contact. Any verbal agreement made with an ex needs to be made in writing and witnessed or something because it wil come back and bite you on thearse.

    Out ofinterest why did you agree to that, didnt you want arelationship with your daughter?
    99.9% of my posts include sarcasm!
    Touch my bum :money:
    Tesco - £1000 , Carpet - £20, Barclaycard - £50, HSBC - £50 + Car - £1700
    SAVED =£0
    Debts - £2850
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