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Coming to the end of the IVA

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We are finally coming to the end of our IVA after paying for 5 years and releasing equity from our home with a silly rate interest only mortgage to 75% of the value of the property. Does anyone know if this is likely to improve our situation?

Our IVA is/was with Debt Free Direct and I feel that they are a little bit of a factory and not very helpful to us (their client that is paying their bill)!:confused:
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