We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
low monthly payment card wanted,in a spot of trouble

craggs
Posts: 256 Forumite


in Credit cards
i currently have a virgin card with £3000 on it the 0% runs out this month and the payment is goin up from £25.
i already have a barclay card,halifax and abbey,non with credit on,but non with offers on.well barclay has offered 0% 6months with 2.5 fee
i just need a deal for the next 6-8 months as im just struggling to pay my depts,as ive come out of work and no payment protection,so im in a bit of trouble
i already have a barclay card,halifax and abbey,non with credit on,but non with offers on.well barclay has offered 0% 6months with 2.5 fee
i just need a deal for the next 6-8 months as im just struggling to pay my depts,as ive come out of work and no payment protection,so im in a bit of trouble
Dony worry,be happy...
0
Comments
-
....barclay has offered 0% 6months with 2.5 fee
i just need a deal for the next 6-8 months as im just struggling to pay my depts,as ive come out of work and no payment protection,so im in a bit of trouble
Unless I'm missing something have you not just answered your own question here?0 -
Only MBNA run cards offer the low Minimum Payment of £25 per month.
I would apply for another MBNA card if I were you. Good Luck.0 -
Only MBNA run cards offer the low Minimum Payment of £25 per month.I would apply for another MBNA card if I were you. Good Luck.
I agree with jamal, snap Barclays' hand off!0 -
YorkshireBoy wrote: »I agree with jamal, snap Barclays' hand off!
Well yes, but 2.25% Minimum Payments on Barclaycard which is what I suspect is putting the OP off.0 -
-
YorkshireBoy wrote: »Point taken.
So take an SBT on the Virgin card (to cover some of the increase) before moving the debt to Barclays.
Where there's a will there's a way.
LOL where YorkshireBoy's on the forum there's a way anyway.
Well Done :T0 -
Well yes, but 2.25% Minimum Payments on Barclaycard which is what I suspect is putting the OP off.
Yes im sorry people i should of bn more clear,,its the 2.25% puttin me of,,i can barley manage the £25 on mbna at the moment,,and the halifax is great 1% but the only gave me £1700,,and put 95% onto it from the mbna.Dony worry,be happy...0 -
YorkshireBoy wrote: »Point taken.
So take an SBT on the Virgin card (to cover some of the increase) before moving the debt to Barclays.
Where there's a will there's a way.
how does that work my friend??you mean transfer from the mbna to my account to cover the extra on monthly payment on barclaysDony worry,be happy...0 -
how does that work my friend??you mean transfer from the mbna to my account to cover the extra on monthly payment on barclays
Thats exactly right. SBT = Super Balance Transfer which is a transfer of funds straight to your Bank Account rather than paying off another card.
You will have to pay some interest on the extra amount transferred so do your calculations and get enough to cover the extra cost of the Barclaycard Minimum Payments.0 -
You'll be incurring a few fees, and (possibly on Virgin) interest, and increasing your overall debt (to the value of 6-8 x 2.25% of your current Virgin debt), so good luck with the job search and I hope you get fixed up quickly.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards