Mixed personal and business travel insurance

rjm2k1

Anyone got any experience of this? I'm away on business in australia, 2 weeks of meetings followed by a week gap and then a couple of days of meetings then back home. I'm using the gap as personal holiday time to explore a bit. My insurance company despite offering business cover in the personal insurance policy say they can't cover this as it's too specialist.

lisyloo

We have holiday cover included on our annual business policy at work.
The company is ACE Europe but it's an annual policy.

PMISpecialist_2

Yes i'm not sure if i'll get into trouble for this or not but i work for a large insurance brokers and we get a special deal on Bupa travel which is probably the best travel insurance i have ever seen (not the cheapest but probably the best). It is called Bupa Travel complete (buiness and leisure). MHD underwritting (medical history disregarded) which is as it sounds, your past medical conditions are not taken into consideration. 180 days (6 months) at anyone time (come back for one day and then go for another 180 days).

It is annual worldwide and fully comprehensive (including winter sports) 3 employees minimum

3-10 employees retail costs are:

Individual: £87.50
Family: £144

I can get the exact same deal for:

Individual: £49
Family: £94

https://www.bupatravel.co.uk/shtml/business.shtml

Let me know if your interested.

Before people go on about the personal gain side the commision on travel insurance is peanuts i.e. less than 5% and is not something i actively pursue, but have accesss to get clients good deals if needed.

I'd also advise to look around because you may find a better deal.