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Aftermath chez Wol2 –moving forwards after the flood

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  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    I feel VERY honoured to have a mention in your opening thread Wol! Thank you. I think you supported me as much as the other way around.

    Chuffing heck about the stuffing builders (insert you own swear words here). That is absolute mens jangly bits about cockeralling it up that much 20k holy smoley.

    As far as going forward is concerned well where do you start really. I wonder if it is worth talking to your mortgage provider to see if they can put a rocket up your insurance company.... I mean they have an interest in the property after all.

    Ref the vino, it will be spring soon. Put an add on freecycle for some demi johns and start making your own wine!! All you have to buy is the sugar and yeast elderflower is well nice and is dandelion. When I was young my mum made them all the time as she had zero money.

    Other than that living off the freezer etc is doable challenge yourself to how long you can go before buying more than veg and milk a week......

    I saw a REALLY pretty guinea pig today, it was sort of pale orange on the head and tail. Really sweet. And as soon as I saw it I said

    "week weeek" to them and thought of you LOL :eek: :D !

    cheers
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Wol2 wrote: »
    Awww NUmpty - give it a try........pretty please.....;)

    xx


    I think snags has done a good job:T
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Yoo hoo Gemmzie and Squiz

    Have been following you both on daily chat - really pleased to hear your recent news Gemz - onwards and upwards and Squiz - hope this will be a good year for you too

    xxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Hi Chev

    Happy New year - how is it going in kiwi land? Hopefully you are settling in and now feel you have a home rather than just a house? (It took until a raucous New Year party for me to actually start thinking of my house as a real home again even though I moved back in August).

    Thanks for the suggestions. The mortgage company is aware as I had to get the £40k drawn down (lucky I have offset mortgage) Ref the insurance company - it's actally not their fault - it's the loss adjusters they appointed as their agents. The insurance company appear to be just as frustrated as I am but their hands are tied and they can't even respond to the complaint I made about the slow progress by the loss adjusters until the loss adjusters themselves have responded first - and guess what - they're taking their time....again! QED - but at least it proves my case!

    I have found that the legal stuff is very complicated. :eek: :eek: :eek:

    My contract is with the insurance company to reinstate my house to its previous standard so it is them I have to take issue with even though the fault may be one of their nominated agents (loss adjusters, damage limitation and strip out teams, property companies etc), hence the complaint to them.

    Then, to make matters worse, even though the insurance pay the builders and my surveyor for the work and my landlord while I was in rented accomodation, I am the legal signee on all those contracts so if the insurance (or rather their agents the loss adjusters) didn;t pay up either on time or never, I could be taken to court and I then have to take the insurance to court to recover costs.....it's all been pretty hairy ....as court (and eviction from my rented accommodation) have been threatened twice already because of late or delayed payments.....


    Good idea about making the wine myself - however I'm not sure the piggies would approve of me using their dandelions......might have to find an alternative ;)

    Will check back on your thread tonight and see how you're doing...
    Hugs to you Hun
    Love
    Wol2
    xx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • Ames
    Ames Posts: 18,459 Forumite
    Blimey I had no idea about any of that, I really hope you start to see things moving soon.
    Unless I say otherwise 'you' means the general you not you specifically.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Reading all that makes my numpty head hurt:confused::eek:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • wow i thought i had been through the mill recently :D
    hope 2009 is a better year for both of us!!
    The only thing worse than being talked about is not being talked about - Oscar Wilde:beer:
    Big sister to Hayley11 and Before Hollywood and adopted daughter of Vikingero
  • Hi honey

    Well you said the other day that you were going to do a new thread so tick that one off the to do list. (I like starting to do lists with things that are done so it looks like I have been really productive - cheating?? or motivation?? fine line :confused:)

    Hurrah for the new thread :T

    In all the craziness, don't forget to celebrate how much you HAVE achieved this last year.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • Hi Wol2, sounds like you've had a shocking time of late. Hope 2009 brings you lots of luck, onwards and upwards and all that

    compingirl
    CC Debt: Jan 10 £21,660 now £8,170 hurrah!
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiney new diary Wol.
    Hope 2009 is a really great year for you hun.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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