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Will Section 75 Apply?

Hi All,

I am about to buy a second-hand car from a dealership and want to know my rights before I buy. Essentially I am planning to buy the car on a credit card (for around £4000), and will pay this off straight away as I have the money in the bank. The reason I want to do this is in case anything goes wrong with the vehicle after purchasing and I need to return it - would Section 75 apply in this case, bearing in mind that the item isn't 'new'?

Many thanks,
Ruth

Comments

  • Not as much as a good warranty would help you.
    If you think that you can rely on section 75 every time something small goes wrong with your car - you will be disappointed.
  • jayjayuk
    jayjayuk Posts: 130 Forumite
    lol i was thinking the same....

    i bought one today for £250 on my cc lol!!!!

    no mot thou....

    wonder if it fails i can take it back?????
  • Swans1912
    Swans1912 Posts: 1,658 Forumite
    If it was sold "as seen" then you don't have a chance!
  • MarkyMarkD
    MarkyMarkD Posts: 9,913
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Exactly. If the vehicle - in either case - is "as described", then you have no claim under section 75.
  • roof30
    roof30 Posts: 25 Forumite
    Many thanks to you who have posted.

    Interestingly, I put a deposit down on the car yesterday (on my credit card), and let the Mazda dealership know that I have the cash to pay off the balance; they were desperately trying to persuade me to pay it off via direct debit (and, I later found out, to charge me for doing so!) Having refused this 'opportunity', I will be paying off the balance of the car in full later this week.

    Again, many thanks for your helpful advice.
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