Car accident - who's fault is it?

hewhoisnotintheknow

when you write your report to the insrance co try not to change terms for things

like nissan changing into speeding sports car

people > gangs of yobs > children in the road at night

I would see if you can come to some arrangement out of claiming, as the best you will get is 50/50

Are you 18/19 by any chance?

chab1990

no im just tyrin to get you to understand

tinkerbell84

chab1990 wrote: »

thats the worst part. yep im insured third party fire adn theft. and there was no obstruction.

this was happening behind me, do you understand, there was nothing in front of me. NOTHING.....

hang on.

you were moving from the left hand kerb to a side street on the right.

you were crossing the carriageway and should have been extra careful about things coming towards you from either direction.

you turned yourself into an obstacle (if i'm reading your explanation right)

doesn't sound like you have a hope of getting money for this.

chab1990

and i understand wat u guys mean. i shouldnt have been on the double yellow, all im saying is that he should have been on the other side of the road..... it was a dual carriadgeway. it was a small road with bends and twists and turns and road humps. you should overtake in any of these situations unless you are forced to.

tinkerbell84

chab1990 wrote: »

no im just tyrin to get you to understand

can you draw a picture and post it?

tinkerbell84

chab1990 wrote: »

and i understand wat u guys mean. i shouldnt have been on the double yellow, all im saying is that he should have been on the other side of the road..... it was a dual carriadgeway. it was a small road with bends and twists and turns and road humps. you should overtake in any of these situations unless you are forced to.

a dual carriageway has 2 lanes going in each direction (ie 4 lanes) so not small

you can overtake freely on a dual carriageway

and he was forced to change lanes by the obstruction in the road.

chab1990

hewhoisnotintheknow wrote: »

when you write your report to the insrance co try not to change terms for things

like nissan changing into speeding sports car

people > gangs of yobs > children in the road at night

I would see if you can come to some arrangement out of claiming, as the best you will get is 50/50

Are you 18/19 by any chance?

18 been drivin for a year. no problems till now. funny thing is (irrelavant) this was all cos we went out to get some choc.

Inactive

chab1990 wrote: »

no im just tyrin to get you to understand

I think most of us on here do understand, what we cannot do is make a decision, only your insurers can do that.

As suggested, I would certainly stick to one version of events, your insurers will not take kindly to a changing story, that's for sure.

chab1990

tinkerbell84 wrote: »

a dual carriageway has 2 lanes going in each direction (ie 4 lanes) so not small

you can overtake freely on a dual carriageway

and he was forced to change lanes by the obstruction in the road.

so sorry im wrong.

it wasnt a dual carriadgeway. it was a small road.

just one lane for each side. the road is like five to six metres wide. my bad. got confused

Inactive

chab1990 wrote: »

so sorry im wrong.

it wasnt a dual carriadgeway. it was a small road.

just one lane for each side. the road is like five to six metres wide. my bad. got confused

You need to do better than that when dealing with your insurance company, or they will think that you are attempting fraud.