virgin interest charges

button24

I have a virgin credit card that was interest free for 14 months. In March last year I went approx £33 over the limit. Since having the credit card I have paid way over the minimum payment. According to virgin we broke the terms of the agreement and they have been charging me almost £30 interest per month, on top of the minimum monthly payment. A one-off charge I could understand But this monthly charge seems unreasonable as I am still within the 14 month interest free period.
Can anyone help please?:huh:

YorkshireBoy

No one can help you. You've left it far too long.

Had you called them immediately they 'may' have reinstated the promotional rate (and waived the £12 fee). Why didn't you shift the debt somewhere else when you realised you were incurring interest?

button24

To be honest it is my partners card and I told him to look into it months ago. It was only when I saw this months statement that I realised he hadn't.
Is there really nothing we can do??

clio

Only option outside of paying the interest is get another card at 0% or a lesser rate on a LOB card and transfer the balance.