Road tax fine - advice please!

Keith

angel00079 wrote: »

If it is in the T&C's I think that it can invalidate the insurance if not taxed etc.

Can you find one insurance company that asks that?

A car can legally be on the road without Road Tax if it is on it's way to a prebooked MOT test if it was involved in an accident would the insurance company waive it's duty to the 3rd party?

MaximumImpact

The DVLA do not hold insurance details, they are held by the MIB...Motor Insurers Database.

Insurance, tax and mot are dealt with by 3 seperate agencies and not having one does not invalidate the others.....

DVLA - Road Tax
VOSA - Mot
MIB - Insurance

If an out of date road tax disc meant your insurance was invalid then why are people not having their cars seized for no insurance as well as the £60 fine?? Because it doesnt invalidate your insurance.......

sarahg1969

alanrowell wrote: »

Ask the DVLA

Of course, they could do that. But why would they? It would be very time consuming if they did that on every claim.

In any event, they would have no reason to, as it would not affect the claim (because being taxed is irrelevant usually).

adouglasmhor

Keith wrote: »

Can you find one insurance company that asks that?

A car can legally be on the road without Road Tax if it is on it's way to a prebooked MOT test if it was involved in an accident would the insurance company waive it's duty to the 3rd party?

I am sure my insurance says something about "all apropriate licenses". I always assume that includes the "Road Fund Licence" which is Road Taxes Sunday name

DCFC79

If you have bad memory then you write down when your tax, your car insurance and your breakdown all expire and when to renew it. Its not hard to do, maybe buy a calender and write it on there, also id like to add that you do get a remonder well maybe not a reminder as such but you do get something in the post from dvla saying how much the tax for 12 months and 6 months would be