Should I pay for my holiday with my credit card

abacus1234

I have just booked a holiday with a travel company that is registered with both ATOL and ABTA so my holiday will be fully covered by those organisations. When I come to pay the balance, the travel company will add 2% to use my credit card, which will amount to nearly £50. Would I gain any meaningfull extra cover by paying with my card or should I pay by cheque and save myself £50.

YorkshireBoy

Would have been better to pay the deposit (or at least some of it) by credit card. Can you pay some of the balance remaining on credit card and the rest by debit card?

Don't forget, you can pay as little as £1* (if they'll let you) and so long as the value of the goods and/or services is between £100 and £30,000 you'll enjoy £25,000 protection under section 75 of the CCA.


* If the holiday provider has a minimum charge, ie 2% min £2, then it makes sense to put £100 on the credit card.

abacus1234

Thanks for the info Yorkshireboy. As a matter of fact I did pay the deposit of £51 with my credit card. Would that cover me for the up to £25000 then?

YorkshireBoy

That's my understanding, yes.

abacus1234

Brilliant. Thanks again, you've been very helpful.