We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

regarding defaults from same company i.e old aco!!!! and then new

ok, so looking at my credit report had default with vodafone back in 2003,

But then in 2008 they approved me a phone contract well 4 ! to be precise. all payments upto date etc, never a latey or anything,

What i want to know is will that account drop of the system, 6 years from the date of default 04/11/03
Wannabe DFW NERD: Not fully fledged member yet !
HSBC Bank Charges Reclaim In Progress Total: £1462.56
HSBC CC Reclaim Total: £180.00 PAID IN FULL :D

Comments

  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Yes it will. Double check in December just to make sure - if not you can email Experian and Equifax to chase it up.
  • jakemuk
    jakemuk Posts: 973 Forumite
    ok well vodafone came up trumps, in end, got through to the women who actualy reports on the credit files, and shes deleted the default and account in its entirety of my report. So know i can sort my business acount out
    Wannabe DFW NERD: Not fully fledged member yet !
    HSBC Bank Charges Reclaim In Progress Total: £1462.56
    HSBC CC Reclaim Total: £180.00 PAID IN FULL :D
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.