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Credit card/store card reclaiming Q;s

Im about to start the process of claiming my charges on my credit cards.

What I really need to know before I start is....

Can I reclaim even though they are currently with the debt collection services?

I have to pay numerous debt collections installments of my balances not the actual credit card companies, but could i still go ahead with the reclaiming?

Also I have store cards and also credit cards as a CCJ, can these still be claimed back?

Finally, does the reclaiming mean only credit card and store cards or can it be loans from the bank too?

All of mine are with the debt collection agencies bar one.

Many thanks
Bank Charges = Cahoot bank account refunded £1640 asked for £1871 / Barclaycard refunded £480 asked for £480 Black Horse PPI refunded £797 asked for £797
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