A dilemma - what would you do???

zone

If you're really not happy about the area you are living in, then its worth trying to move out. Maybe even try and buy somewhere else if you can sell you current house? Letting your house with an agency might be easier.

kazmc

JonathanA wrote: »

Sometimes you get a gut feeling that something is right and need to follow your heart. Who knows whether it is the right decision? None of us knows what is around the corner, oooh lets hope its my millionaire Ive been holding out for!!! but if you don't seize opportunities when you get the chance, you may spend time afterwards regretting it or thinking 'if only...' or 'what if..'
You have asked if there is anything you have missed and had a few replies with other thoughts. No-one seems to have come back and said, don't do it because xyz will create problems, but even if they did, the final decision is still yours!

Ulitmately, only you know what is right for you and your daughter - can you find out from anyone whose kids go to the school you're looking at what it is like before you visit? That may help with your decision. Is your daughter going to look at the school too? She may also make up your mind finally for you! Yes, Maddi is coming with me on both Sunday and Monday and I've told her its her decision too. She is so excited and had already made her mind up I think! She just says she wants to get away from the very bad children. The school I'm looking at was actually my bosses 1st choice for his two girls (He has raved about it) but the school was over-subscribed and they didnt get in!! Just lucky (or fate) I guess that there is a space in year 2.

Good luck.

thankyou so much

Mudbath

Hiya
You also need to remember that if you decide to stay where you are you might be able to change primary school and go to a nicer one. However, this isn't always the case when it comes to high school. There are a few children in my children's primary school who travel quite a distance to go there because their local schools aren't very good. However, they've already been told they won't get a place at the high school. If you move you won't have that problem. Good luck with whatever you decide to do xx

barnaby-bear

kazmc wrote: »

I've made my mind up havent I????!!!!
I'm going to view the house on Sunday with Maddi - I have seen it before when my ex-bosses daughter lived there but cant remember it exactly and then viewing the school on Monday (indoor heated swimming pool ) so I'll let you all know my decision probably Monday night!!!!

Do you all think I've thought things/problems through enough? I do have a tendancy to dive in headfirst!!

Movings obviously the right thing for you and your little girl so really you should be asking what is the best way of making the old house pay for itself or getting shot....

do you want years of hassle with the risk of bad tenants etc - maybe selling even for less than you'd like would be best, no ties and possibly a bit of a nest egg to cover the rent at the new place, a deposit in the future etc...

it's a bit of a cr&p area - so your young professional ideal couple tenant are going to stand out/feel like you do and move out so you may be in sub-prime tenant zone - if a tenant doesn't pay it can take months to get shot and thousands in damage/legal costs and a tenant wanting social housing will be told to stay put and force it to eviction

some areas especially ex-LA/council estates etc have schemes where the council/HA rent the property on a long lease maybe even 3 years to house people who normal LLs won't consider (benefits etc) but they take responsibility for the maintenance and guarantee the bond - it might not be top buck but stable. Tenants with fewer options are less likely to move e.g. those on benefits or with pets (a lot of LLs don't allow) and families.

Some LAs/HAs will consider buying properties again not top buck but especially in areas with lots of appropriate tenants.

kazmc

silvercar wrote: »

Before you do anything about the house check that you DEFINITELY have a place at the school. If you move and then her year group is full, there is no obligation on the school to increase the class size just for you. There may even be a waiting list, and you may not be top of it.

Thats a good point and I will speak with the headmistress on Monday and make doubly sure everything will be ok before doing anything re houses. My ex-boss is holding the house for me to take tenancy until beginning of March if I need it so should give me time to sort everthing out I hope.
Thankyou

poppy10_2

Geenie wrote: »

The schooling your child receives is priceless and worth any amount of down sizing. It can have an impact on her confidence, success long term and choices of life style.

Seconded. These are the most important years of her life, it sounds like you are both miserable where you are, so if you can make the figures work, even if you have to make a few sacrifices, I'd jump at the chance.

kazmc

barnaby-bear wrote: »

some areas especially ex-LA/council estates etc have schemes where the council/HA rent the property on a long lease maybe even 3 years to house people who normal LLs won't consider (benefits etc) but they take responsibility for the maintenance and guarantee the bond - it might not be top buck but stable. Thats worth thinking about you know.... maybe a call to the council tomorrow to have a chat. thanks for that Tenants with fewer options are less likely to move e.g. those on benefits or with pets (a lot of LLs don't allow) and families.

.

thanks again

Nanuq

It sounds as though the move is the right step for you both, I've lived in an estate like that and it's just not worth the stress if you have any alternative at all. I can't begin to describe the relief of living in a quieter area, and wish I'd moved much earlier. Just take care to check all the pros and cons, consider possible scenarios should things not go as planned, then enjoy the new house/area.

GOOD LUCK!

barnaby-bear

kazmc wrote: »

thanks again

Don't just try the council - try the housing associations too though
http://www.iii.co.uk/articles/articledisplay.jsp?article_id=1184108&section=Property

I think you need guaranteed rental and minimal hassle not top rent and it's not like you are attached to your ex-dream home

truman_sparks

as most above, I would go for it.

Once you know your "in" I would try to sell up. I dont see the point in keeping a depreciating asset. With all the aggrivation of tennant's etc and prices coming down, you would be ahead of the game in 18 months even if you take a hit now to get out. you could even buy back to the same area if it goes wrong,

all bases covered.

gl
TS