Different OR's attitudes to cars...and stuff

philnicandamy

Pssst wrote: »

Tell them to FOAD.

Tell them they are not having it because you need it for x/y/z whatever. You need it for work,to run the kids round,to visit your elderly mother..whatever. It isnt worth taking so why do they want it?

if only it was that simple :rolleyes:

lisamummytoarchieplusbump

Pssst wrote: »

Tell them to FOAD.

Tell them they are not having it because you need it for x/y/z whatever. You need it for work,to run the kids round,to visit your elderly mother..whatever. It isnt worth taking so why do they want it?

mines worth £300 and my nan was down on my forms as a dependant as she aint well enough to go out alone so i take her to all her hospital appoints which are nearly every week and shopping but they still said becasue i dont use it for work i cant keep it

blind-as-a-bat_2

philnicandamy wrote: »

if only it was that simple :rolleyes:

trouble is it should be if it does not benefit the BR,s estate:rolleyes:

Yes im in one of those moods:mad:

TehRoflcopterz

Is my understanding correct that the OR has to give you first refusal on buying your own car back, before anyone else can get their grubby thieving mitts on it?

I need my car (£800, 10yrs old, 150,000 miler) to start work at 6am in a remote location... but I'd like to know this anyway, just in case my OR is a tw*t and denies me having it.

Pssst

philnicandamy wrote: »

if only it was that simple :rolleyes:

I have an associate who went BR. The person was working full time and still is. The person was alllowed to keep their car even though it was probably worth at least 2k. They said they needed it for transport to work.

maxmycardagain

http://www.dailymail.co.uk/tvshowbiz/article-1108183/Kerry-defies-chill-shiny-leggings-slender-figure-takeaway-bag-shes-carrying.html

Addicted2Chocolate

The OR is not her Trustee. An Insolvency Practitioner from Baker Tilly is her Trustee. I guessed the cars wre on finance so not an asset? If she bought them ans gifted them to her husband, I guess the Trustee would challenge that. I think going for the £1,000,000 5 bed detached house is the priority.

blind-as-a-bat_2

Addicted2Chocolate wrote: »

The OR is not her Trustee. An Insolvency Practitioner from Baker Tilly is her Trustee. I guessed the cars wre on finance so not an asset? If she bought them ans gifted them to her husband, I guess the Trustee would challenge that. I think going for the £1,000,000 5 bed detached house is the priority.

unless its in negative equity:p

I did say i was in one of those moods;)

PixiePie

TehRoflcopterz wrote: »

Is my understanding correct that the OR has to give you first refusal on buying your own car back, before anyone else can get their grubby thieving mitts on it?

I need my car (£800, 10yrs old, 150,000 miler) to start work at 6am in a remote location... but I'd like to know this anyway, just in case my OR is a tw*t and denies me having it.

Yes they do - basically they say they want if off you, but if you tell them you have someone who is willing to buy it on your behalf (you can't buy it as then it's your asset again and therefore they can take it off you again- and round and round in circles) then they will invoice you and you pay it.

It's total pot luck it seems whether your car is taken or not - mine worth a grand total of £0 according to the OR's valuers was wanted and I ended up buying it back for £200 - long story. Others keep their car despite lots of worth and not really needed when it comes down to it (*needed* not 'makes life a little easier) - just depends if you have a nice OR or not.

peachyprice

Pssst wrote: »

Tell them to FOAD.

Tell them they are not having it because you need it for x/y/z whatever. You need it for work,to run the kids round,to visit your elderly mother..whatever. It isnt worth taking so why do they want it?

The only criteria they take into consideration is needing it for work, they cannot (well shouldn't) take a car that would mean you would lose a wage.

Running kids around, elderly rellies, etc. don't count as far as the OR is concerned, regardless of how little a car might be worth.

Your associate was loowed to keep their car because it was needed for work.