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HSBC Overdraft Advice

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  • I think I have this problem as well, I'm one of those unfortunates who have been charged to have an overdraft after being moved from a student account to a graduate. They say i'm entitled to £1500 interest free in the letter, but on my statement my overdraft is only £800. Thank goodness I don't bank with HSBC regularly, if the branch staff don't help then usually a letter or a call to the head office may move things along.
  • Thanks for the advice whitfreak, i did get everything ready to go switch to lloydstsb, but i thought id pop into hsbc first to see what they could do.

    Aparantly i am still getting the tierd system, and in fact do have longer than i thought to pay off my overdraft. this wasnt made clear in the letter though and i thought i was going to be paying 18.5% on my whole blalance in 6 months, when in fact this is where the tierd levels start. Which i can definatly afford to pay having got myself a new job today :)

    Lets just hope they stick to their word
    Debt Free May 1st 2009
    Back to try and get debt free *again*
    HSBC - £280 to go. LLOYDS - £1831 to go. Tesco - £1300 to go. Very/Arrow? £418 to go.
    :(
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