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Opinions on Ulster Bank please...

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  • Noz
    Noz Posts: 3,869 Forumite
    Part of the Furniture Combo Breaker
    Halifax banking don't use overseas call centres, in fact one of their largest call centres is in Belfast.
  • I'd recommend nationwide...Ulster bank might have local people on the phones but they are invariably demotivated and grumpy cos it is a s**t place to work...

    I'd recommend Nationwide personally, it's the only bank (or building society rather) that I could honestly say have always given me excellent customer service.
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    I changed from halifax to Ulster Bank about 6 months ago, have had no problems with them. I mostly use the internet banking which I find excellant.
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • I think this topic was discussed previously on another thread.

    I'm with northern bank and find them lovely. easy internet, easy in the branch, helpful on the phone. i'm not a fan of ulster bank. but haven't heard any complaints about other local banks.
    MFW 148 - Mortgage £121,000 1Jan11 / Mortgage £120,300 28Jan11 / £119,808 24Feb11 / £119,400 22 April11 / £119,089 29 May11 / £118,500 October11
  • ballyblack
    ballyblack Posts: 5,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    THIS HAS ALREADY BEEN DISCUSSED HERE RECENTLY:

    http://forums.moneysavingexpert.com/showthread.html?t=1399851
  • Thanks Ballyblack,
    Had completely forgotten I had posted that thread even though it was only a few weeks ago. Apologies guys.
  • ballyblack
    ballyblack Posts: 5,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ulster bank thread here
  • doc_ni
    doc_ni Posts: 19 Forumite
    I started with Ulster Bank, overcharged lot of hidden fees, got fed up and moved to Nationwide, overall much better experience for last 6 years.
  • firstly i would say that ulster bank is not at all competitive with regards to personal banking. i myself bank with halifax (despite being UB staff) and find all the staff i deal with at Halifax very helpful and friendly. While many of the staff of UB that i work with are friendly and keen to help the customer, i have been to branches other than my place of work and find the staff uninterested in the customer and uneager to help when there is a problem. the mindset of alot of the branch managers and customer advisors seems to be that of profit before everything else. i have seen customers been tricked into upgrading to packaged accounts without being made aware that they will have to pay a monthly fee and also elderly people being tricked into tying up their money in bonds without understanding that they will have no access to it for several years. i do not bank with ulster bank and wouldnt advise anyone to do so.
    "it's better than a poke in the eye with a pointy stick" - my dad, regularly throughout my childhood when I complained about something being too small/not perfect/not tasty/not what I wanted. he was right every time. :D
  • I've had some experience of the Ylster Bank with business accounts. In one case, I was being added as a signatory on the account and the paperwork had to be submitted 3 times because it got lost between the vranch and head office. Another company I work with has moved accounts to Alliance & Leicester, because their "adviser" in the branch made it clear to the directors that their company was too small to interest him. They'd only been running 2½ years at that point, small profit in year 1, but healthy and sustained growth since. I would have thought that was the sort of business the bank wanted to keep!
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