CCJ because of Direct Line's late payment of insurance payout

Stafford28

Please help me. In July 2007, I was involved with another car in an accident. My insurer was Direct Line. Unbeknownst to me, the other people in the accident were making a claim for personal injuries. I only found this out when I had 2 letters come through from Basingstoke County Court saying I would be taken to court if the payments were not made. This was February 2008. I rang Direct Line and eventually discovered that they had been late in sending the cheques and that it would all be sorted out. A couple of weeks later, I received 2 more letters from the court saying that I would have a CCJ against my name if the payments (plus late fees now accruded) were not payed. I again rang Direct Line, who said that the cheques were in the post and it was all sorted, they had spoken to the representative of the claimants. I was in the process of moving into my own home, I never heard anything else (I moved out from my mum's so would've known if there was any further post). I chose not to renew my car insurance with Direct Line and to be honest, I was a bit naive believing that everything was sorted out.
Present day, I decide to check my credit report and see that there is a CCJ against my name that has no date satisfied against it, and £603 outstanding. This is because of Direct Line. What can I do? Please help me as I don't want to have this against my name for the next 6 years, I'll never get anymore credit
All advice greatfully accepted )

anniecave

Contact Direct Line? They should have ensured the CCJ's were satisfied.

dunstonh

I would contact DL ASAP. To get a CCJ registered against you it must have gone throught he court. So, that would have been another 4-6 weeks on top of those earlier letters.

It's strange that you got no post from the Court or Direct Line about this again though.