Easiest Card to Apply for 0%

wilkinho

Hi there I'm looking to apply for another credit to stooze (i think thats how its spelt) on with the ol' 0%. but i really dont want to just keep appling for cards left right and centre and damage my credit score, esp with the credit cruch and me looking to buy a house, i dont want to harm it. I already have 2 0% im doing it on, one is a Virgin (with 1,600 on it until july 09) and Lloyds TSB (with 1,500 until Sep/Oct 09).

I maybe pushing my luck but does anyone know a credit card where the acceptance rate is high....

any opinions would be greatly appricated....

Docker

wilkinho wrote: »

Hi there I'm looking to apply for another credit to stooze (i think thats how its spelt) on with the ol' 0%. but i really dont want to just keep appling for cards left right and centre and damage my credit score, esp with the credit cruch and me looking to buy a house, i dont want to harm it. I already have 2 0% im doing it on, one is a Virgin (with 1,600 on it until july 09) and Lloyds TSB (with 1,500 until Sep/Oct 09).

I maybe pushing my luck but does anyone know a credit card where the acceptance rate is high....

any opinions would be greatly appricated....

What a wise move!

lisyloo

Form the point of view of house purchase, I think things are due to get worse, so on the whole it doesn't make sense to buy a house now (and that's putting it mildy).

If you are serious then I would lay off the stoozing right now.
You don't need more debt (even if you have the balance in savings) more searches and a risk of being rejected.
None of it is helpful.

wilkinho

thanks....unfortunatley not the answer i wanted to hear but i needed someone else to say it thanks just gonna have to save hard!!!

lisyloo

I don't like to revel in othr people's misery but you should be pleased that house pirces are coming down as it's in your interests.

YorkshireBoy

Just in case you're still 'teetering'...

http://www.stoozing.com/a_mortgage.htm

The big, and very obvious, danger with paying BT 2-3% fees is that you won't start to see a return for many (10?) months. If the mortgage provider insists you get rid of some debt (as in the article above) you'll have lost money...and that's not what stoozing is about!

wilkinho

lisyloo wrote: »

I don't like to revel in othr people's misery but you should be pleased that house pirces are coming down as it's in your interests.

this is the plus side but the slight unforunate thing is my isa is taking a bit of a hit but things could be worse.....
many thanks for the advice

wilkinho

YorkshireBoy wrote: »

Just in case you're still 'teetering'...

http://www.stoozing.com/a_mortgage.htm

The big, and very obvious, danger with paying BT 2-3% fees is that you won't start to see a return for many (10?) months. If the mortgage provider insists you get rid of some debt (as in the article above) you'll have lost money...and that's not what stoozing is about!

thanks for this....its advice which i needed as i don't know many people personally who have stoozed before...

Any

YorkshireBoy wrote: »

Just in case you're still 'teetering'...

http://www.stoozing.com/a_mortgage.htm

The big, and very obvious, danger with paying BT 2-3% fees is that you won't start to see a return for many (10?) months. If the mortgage provider insists you get rid of some debt (as in the article above) you'll have lost money...and that's not what stoozing is about!

Of course slow stoozing is the way to avoid this...:D